Core Specialisation• Emirates NBD Capital (Investment Banking), Emirates NBD Asset Management and Emirates NBD Securities • Global Markets and Treasury (ALM, Trading, Investments and Funding Desk activities) • Group Market Risk, Treasury Finance and Back Office Operations • Wealth Management – Wealth Management Operations, Investments, Business Development etc. • Retail Banking, Consumer Wealth Management, Branch Operations, Liability Operations• Corporate Banking including Asset Quality Review, Credit Administration, Trade Finance and Cash Management Operations. Responsibilities• Annual Audit Planning, Board Audit Committee Reporting, Audit Issue follow ups • Manage team Resourcing, Audits execution, Audit Project Management, Audit Finalization, Reporting, and Investigations• Portfolio client relationship management, policy feedback and team managementFraud Investigation and provide independent assessment of incident and recommendation.Achievements & Special Assignments• Awarded the Annual Gems by CEO EmiratesNBD(Best Internal Audit Employee of the year 2015)• Developed Continuous Monitoring assurance framework for Emirates Islamic Treasury• Allocated to manage the technical audits and special projects of the bank.• Outstanding performance recognition in Operations Transformation Project run by leading consultant Mckinsey & Co.

Senior Manager Consumer and Wealth Management of Ambadeep Branch, New Delhi leading a team of 20 officials. The team comprises of Relationship Officers, Team Leaders-Service Delivery and Cash and Service Officers. Job responsibility includes monitoring and supervision of Branch sales , overall Customer Services, Relationship Management, Investment advisory, branch operations (Teller Operations, Clearing, Remittances, RTGS, Cash Management, Reporting etc). Ambadeep Building branch happens to be the largest branch in India of Kotak Mahindra Bank in terms of both operations and business volumes. The job responsibility involves the smooth functioning of entire branch operation in compliance with the internal processes and regulatory guidelines and further ensuring the well controlled audit of the branch.

Manager Consumer and Wealth Management - Managed a team of 10 and responsible for customer services, investment advisory,operations, liability operations of the branch, audit and compliance Acheivements• Significant Cost Saving of the branch.• Successfully completed the Compliance and CAAML( Client Acceptance and Anti Money Laundering) test conducted by the bank

• Audit of all the retail branches across the Country. The areas covered during audit includes review of (a) Operations of the branch (b) Cost and Management Audit (c) IT audit (d) Risk audit (e) Compliance of various internal /RBI,PML guidelines issued (f) Service Quality Audit etc.• Successfully completed the management audit of branches for the entire northern region. The job involved the review of the performance of the branch on various parameters including primarily sales, customer service/complaints, training of staff, cost allocation vs actual cost incurred, merchandising etc.• Independently handled Bill of Entry, Forex remittances, Off site ATM, Transactional Banking group, Finance, Administration, Service Quality review.

Worked as an Audit officer, job responsibility includes independent handling of internal and external audits, preparation /filing of tax returns and book keeping from journal ledger till finalization of Balance Sheet.