• Developed an enterprise-wide Risk Appetite Framework to manage financial and non-financial risks inclusive of bitcoin / blockchain specific risks. Note: Silvergate Bank liquidated voluntarily and without government assistance before the updated Risk Appetite Framework was implemented.

• Designed, implemented and maintained an enterprise-wide Risk Appetite Framework to manage financial and non-financial risks and meet Federal Reserve Enhanced Prudential Standards and OCC Heightened Standards requirements; framework included a Board of Directors approved Risk Appetite Statement, a comprehensive set of Board of Directors and management committee limits, and limit setting, monitoring and limit breach resolution procedures.• Developed and maintained a material risk identification process to inform risk management practices and scenario design within CIT’s stress testing process.• Collaborated with subject matter experts across CIT’s business units and corporate functions, and presented findings to senior management and the Board of Directors.