Jay Acharya work email
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Jay Acharya personal email
I am a performance-driven senior executive with extensive experience in marketing, product management, credit, analytics, digital innovation and P&L management in financial services. A maker at heart, I am passionate about using growth marketing, product innovation and data analytics to break new ground, create customer value and deliver outsized P&L growth. I am both a strategic thinker, who loves connecting dots and solving complex problems, and a hands-on tactician, focused on implementing initiatives. Data-driven and decisive, I have a strong track record of designing and implementing strategies that drive growth, revenue and cost efficiency while mitigating risk. Having led large cross functional organizations, I am a visionary and dynamic change leader, recognized for building high performing teams by leading with heart, authenticity and a possibilities mindset that enable us to achieve great outcomes together. Areas of expertise include: Strategy & Execution | Marketing & Brand Strategy | Data Analytics & Modelling | Product Management | Digital Marketing | Product Innovation | Financial P&L Management | Partnership & Business Development | Operations | Credit Risk Management | Talent Management
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Vice President, Loyalty Strategy, Cards, Payments And BankingRbc May 2021 - PresentToronto, Ontario, Ca -
Vice President, Card Partnerships And Customer ManagementCapital One 2016 - 2020Mclean, Va, UsReporting to the President, leading Costco Wholesale card partnership and Customer Management strategy and analytics for all card portfolios. Responsible for:- Costco partnership including full P&L accountability, strategic planning, marketing and brand strategy, partner management, contract negotiation, business development and program delivery.- Accountable for multi-million $ marketing budget.- Integrated marketing strategy and campaigns, digital marketing, social media and advertising.- Customer Management scope included digital product management, portfolio management, customer experience, credit risk (yield, pricing, credit line), retention and technology product roadmap. - Directing and developing a high-performing agile team of cross-functional associates, including analysts, brand marketing and product managers. - Member of the Senior Leadership team, influencing the strategic direction of the company.- Accredited Credit Officer -
Senior Director, Head Of Digital Product StrategyCapital One 2015 - 2016Mclean, Va, UsSelected to lead Canada’s digital product strategy, including development, marketing and launch of new digital products.Responsible for:- Developing long term digital strategy, product vision and prioritizing technology investment budget- Leading cross-functional agile teams to deliver digital products to consumers, balancing human centered design, technical feasibility and business needs. - Cross functional leadership and partnership across Engineering, Design, Delivery, Data and US digital teams.- Producing and managing product roadmaps, feature backlogs and documentation of products- Managing the innovation lifecycle from user needs research, design thinking and prototyping through to launch. - Managing mobile products for the bank and associated engagement and operational metrics- Building local digital and product management capability across the organization
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Senior Director, Loss MitigationCapital One 2012 - 2015Mclean, Va, UsAccountable and responsible for Canadian Loss Mitigation (Collections, Recoveries and Fraud) strategy, analytics and operations. Responsible for:- Accountability of NACO losses budget and operating budget- Developing business strategy and portfolio management that balanced short and long term business objectives - Leadership and oversight of contact centre associates, both internal and third party vendor networks, spanning multiple geographies.- Model Risk Officer – Model risk management role acting as Approval authority for models in the organization.
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Director, Product And Credit StrategyCapital One 2010 - 2012Mclean, Va, UsAccountable for leading our proprietary Branded consumer credit card portfolio, spanning Prime and Undeserved / Subprime segmentsResponsible for:- Driving long term sustainable growth in the P&L, product and market penetration.- Overall P&L management, long term strategy, product design, credit risk and growth marketing. - Developed marketing strategies across integrated channels, out of home, direct mail and digital marketing.- Integrated marketing strategy and campaigns, digital marketing and social media.- Model Risk Officer – Model risk management role acting as Approval authority for models in the organization.
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Snr. Business ManagerCapital One 2007 - 2010Mclean, Va, Us
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Data Analyst ManagerCapital One 2003 - 2007Mclean, Va, Us
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Mis Analyst & Etl DeveloperCapital One 2001 - 2003Mclean, Va, Us
Jay Acharya Skills
Jay Acharya Education Details
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Ivey Business School At Western UniversityExecutive Mba -
Loughborough UniversityComputer Science
Frequently Asked Questions about Jay Acharya
What company does Jay Acharya work for?
Jay Acharya works for Rbc
What is Jay Acharya's role at the current company?
Jay Acharya's current role is Vice President, Loyalty Strategy at RBC.
What is Jay Acharya's email address?
Jay Acharya's email address is ja****@****one.com
What schools did Jay Acharya attend?
Jay Acharya attended Ivey Business School At Western University, Loughborough University.
What skills is Jay Acharya known for?
Jay Acharya has skills like Credit Cards, Analytics, Financial Services, Product Management, Vendor Management, Segmentation, Business Intelligence, Sas, Business Analytics, Predictive Modeling, Predictive Analytics.
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