I have 28 years of Food Service experience. I have owned and operated a successful Restasurant. In 2008 I had to give up my passion for cooking and catering due to being unable to work in the Food Service field and be productive.My Parkinson's Disease was so bad taken control of my body. I was on disability from January 2008- December 2009. In January 2011 after many surgeriesI was able to return to work, but not in Food Service. I had a Plan B and found my true calling. I am passionate that each day I can help people with there dreams and desires. I have been an Agent with New York Life Insurance Company since January 2010. My areas of specialization are college planning, special needs planing, business continuation and employee retention. I am actively involved in several community organizations such as Maryland Special Olympics, Michael J. Fox Parkinson's Foundaton, NAIFA-National, looking for more opportunities to give back to the community. I live in Baltimore with my wife and 3 children. I am proud to work for and present New York Life because it has conducted its business around the central values of financial strength, integrity and humanity. As a mutual company with an accomplished 165-year plus history, it is owned solely by its policyowners. New York Life Insurance Company and its subsidiary New York Life Insurance and Annuity Corporation have among the highest ratings for financial strength from the leading independent ratings agencies.*Jay S. CaplanAgent, New York Life Insurance Company1954 Greenspring Drive Suite 700443-668-1953 Cell410-307-2213 Officewww.newyorklife.com http://www.guaranteesmatter.com/index.php/?id=MDA5NzI0Nw==Required tax and legal disclosure:Neither New York Life Insurance Company nor its Agents render tax, legal or accounting advice, please consult your professional advisers regarding your particular situation before determining any appropriate course of action.Specialties: • Individual Life Insurance•Fixed Immediate & Deferred Annuities*• Long-Term Care Insurance• Disability Income Insurance**• Health Insurance**• Mutual Funds #• Variable Universal Life #• Variable Annuities #• College Education Savings Plans#• 529 Plans #• Life Insurance Needs• Estate Conservation• College Funding• Mortgage Protection• Charitable Giving• IRA Funding• Buy-Sell Funding• Executive Bonus• Key Person Protection• Voluntary Payroll Deduction Program