• Interacted with 55+ clients every day and assisted them with their banking needs, including deposits, withdrawals, money transfers, loan payments, and selling cashier's checks.• Identified client’s needs as well as cross- and up-sale opportunities. 70% of referred prospects converted into clients, bringing in ~$100K annual revenue.• Helped clients open and close checking accounts, credit cards, savings accounts, personal loans, and mortgages.• Maintained accurate vault summaries exceeding $150K+, verified data integrity through daily audit & reconciliation processes, aiding the supervisor.

• Conducted comprehensive financial statement analysis to assess corporate clients' creditworthiness and risk profiles, improving default prediction accuracy by 15% and enhancing the bank's ability to mitigate potential losses from high-risk loans.• Developed and assigned risk ratings to a diverse portfolio of clients, regularly updating ratings based on changing financial conditions and market trends, resulting in a 25% increase in rating accuracy• Collaborated with underwriting, legal, and compliance departments to ensure a cohesive risk management approach, resulting in improvement in cross-departmental communication and a reduction in compliance-related issues.• Monitored and reported on credit risk exposures regularly to senior management and relevant stakeholders, resulting in a 20% improvement in risk visibility.

• Conducted industry and market research to understand the impact of economic conditions on credit risk and identify industry trends, resulting in a 20% improvement in portfolio stability and a 15% reduction in credit risk.• Analyzed large datasets to identify trends and anomalies, contributing to the refinement of risk rating models and tools, which improved model accuracy by 15%• Worked closely with cross-functional teams, including credit analysts, portfolio managers, and compliance officers, to ensure comprehensive risk assessments, fostering collaboration and consistent risk evaluation.• Recommended risk mitigation strategies, such as loan restructuring, collateral requirements, or credit enhancements, to minimize credit losses, resulting in a 30% reduction in credit losses.

• Investment/ Redemption in mutual funds according to the availability/requirement of funds and per the customer’s specific instructions.• Consulting with clients to determine financial needs and advise them on the funds that meet their growth plan.• Fostered successful relationships with 250+ clients, providing them with top-of-the-line financial investments.