Jay Richards
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Jay Richards Email & Phone Number

Product Head: Embedded Finance at Capitec Bank
Location: City of Cape Town, Western Cape, South Africa 17 work roles 3 schools
1 work email found @capitecbank.co.za LinkedIn matched
✓ Verified July 2026 4 data sources Profile completeness 100%

Contact Signals · 1 work email

Work email j****@capitecbank.co.za
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Current company
Role
Product Head: Embedded Finance
Location
City of Cape Town, Western Cape, South Africa
Company size

Who is Jay Richards? Overview

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Quick answer

Jay Richards is listed as Product Head: Embedded Finance at Capitec Bank, a with 20968 employees, based in City of Cape Town, Western Cape, South Africa. AeroLeads shows a work email signal at capitecbank.co.za and a matched LinkedIn profile for Jay Richards.

Jay Richards previously worked as Product Head: Embedded Finance at Capitec and Product Head: Collections and Recoveries at Capitec Bank. Jay Richards holds Map, Management from University Of The Witwatersrand.

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Email format at Capitec Bank

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{first}{last}@capitecbank.co.za
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Profile bio

About Jay Richards

With over two decades of experience spanning multiple industries, I have honed my expertise in leveraging data and technology to drive impactful business solutions. As a seasoned leader, I am entrusted with managing and leading a diverse team of 50+ professionals, overseeing their performance and development to achieve our strategic objectives.One of my recent achievements includes successfully implementing and optimizing the AWS Connect platform, integrating inbound calling and an outbound dialer to enhance our customer engagement capabilities. Additionally, together with my team, we led the development of a custom WhatsApp solution on AWS Connect, providing our team with a versatile communication channel to connect with clients effectively. We are now undertaking our migration to SalesForce.In my current role, I oversee the development and implementation of predictive models to support our collections and recoveries initiatives. These models play a crucial role in identifying opportunities for improving rehabilitation treatments and streamlining client handover procedures, ultimately driving better outcomes for our clients and the business.Moreover, I am responsible for managing vendor relationships, contracts, and budget allocations for our software-as-a-service (SaaS) solutions, platform-as-a-service (PaaS) and license models. My focus has shifted towards solution-driven approaches, where I leverage my deep understanding of data and processes to guide the business towards effective decision-making and problem-solving.Driven by a passion for continuous learning and professional growth, my goal is to immerse myself in diverse scenarios and acquire insights from various sources to drive innovation and drive business success.Specialties:- Business and Systems Analysis- Business Case Development- Business Intelligence- Microsoft Products- AWS & AWS Connect- SalesForce- Performance Management (KPI)- Presentation Skills- Project Management- Relationship Management- Strategic Planning- Team Leadership and Vision Holder

Listed skills include Business Intelligence, Business Analysis, Systems Analysis, Integration, and 24 others.

Current workplace

Jay Richards's current company

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Capitec Bank
Capitec Bank
Product Head: Embedded Finance
Cape Town, WC, ZA
Employees
20968
AeroLeads page
17 roles · 14 years

Jay Richards work experience

A career timeline built from the work history available for this profile.

Product Head: Embedded Finance

Cape Town, Wc, Za

Product Head: Collections And Recoveries

Cape Town, Wc, Za

Product Head: Collections & Recoveries

Stellenbosch, Western Cape, South Africa

I currently lead a dynamic team of 50+ professionals, overseeing their performance and development to achieve strategic objectives. Recently, we spearheaded the successful implementation and optimization of the AWS Connect platform, integrating inbound calling and an outbound dialer to enhance customer engagement. Additionally, I led the development of a custom WhatsApp solution on AWS Connect, facilitating effective communication with clients. In my role, I drive the development and implementation of predictive models supporting collections and recoveries initiatives, ultimately delivering better outcomes for both clients and the business. I also manage vendor relationships, contracts, and budget allocations for SaaS solutions and licenses, employing a solution-driven approach to guide effective decision-making and foster innovation.

It Manager: Bsc Systems

Cape Town Area, South Africa

IT Manager at Capitec Business Support Centre (BSC) which includes the strategy, change and operational support for the following environments; Collections, Recoveries, Contact Centre, Back Office, ATM & Cash Monitoring/Management and Capitec’s Enterprise Telephony Solution.

Sep 2017 - Dec 2021

It Manager: Recoveries & Collections

Stellenbosch

Manager supporting the operating collections and recoveries businesses within Capitec Bank from a systems, strategy and process perspective.

Jan 2016 - Dec 2021

Business Analyst: Team Lead

Stellenbosch

Collections and Arrears Management Business Analyst Team Lead within Capitec Bank. Day to day management of the team, assist and enable improvement in the collections environment from process, function and system perspective. Actively contribute to the collections strategy.

Aug 2013 - Dec 2021

Vice President

Wp Masters

Western Cape

Running, together with the WPMS committee, of the governing body for masters swimming in the Western Cape.

2013 - Aug 2015

Business Analyst

Cape Town Area, South Africa

Program managing implementation of the national staff scheduling system. Includes business and system analysis, change and project management. Design, modeling, training and testing.

May 2011 - Jul 2013

Senior Business Analyst

Johannesburg Area, South Africa

Business analyst and MI Specialist assisting on the Affordable housing project and creating MI solution for the Nedbank assisted sales program.

Nov 2010 - May 2011

Business And Systems Analyst

Sandton Area, South Africa

Assisting and developing solutions for the Personal Division HR critical HR performance measures reporting to the Exco, Divisions and Government.

Jan 2010 - Nov 2010

Business Analyst Ibmr

Sandton Area, South Africa

Business Analyst (IMBR) – Responsible for BI Lifecycle of HR Reporting. Compilation of Business and System Analysis documentation, Performance Measure Functional and Reporting Specifications.Responsibility Strategy:o Planning of HR performance measures analysis and development.o Assist HR planning with performance measure rollout on EDW (Eskom Data Warehouse).Training:o Training of users on the EDW.Operations / Technical / Project Management:o Analyse, document and implement performance measure solution.o Document and assist developers in performance measure build.o Testing solution on Business Objects.Relationship Management:o Interact with business on behalf of the development house.o Facilitate JAD, presentations, meetings and feedback sessions.o Assist with implementation, rollout and support of solutions.Process Analysis:o Investigate HR data and recruitment cycle within Eskom.o Process Modelling, Information Modelling, UML, Use-Case, Functional Specification, Business Case, Business and Systems Analysis documentation.

Aug 2009 - Jan 2010

Operations Director

Highveld Horticulture

Manage all staff and projects.Responsibility Implementation:o All projects implemented to the highest level of quality within project timelines.o Present and handover finished products. Relationship management:o Shareholders.o Customers and suppliers. Operations / Project Management:o Procure, implement within budget.o Manage staff issues and concerns.o Document and publish progress of each project.Design:o Design solutions with architect, meeting customer vision.

Aug 2008 - Jul 2009

Business Analyst Edh

Business Analyst (EDH) – Responsible for BI Lifecycle or Generation, Finance, Environment and HR Reporting. Compilation of Business and System Analysis documentation, Performance Measure Functional and Reporting Specifications. Configuration, Integration and Support of solution.Responsibility Strategy:o Planning of Generation and Finance performance measure analysis and development.o Assist Generation and Finance planning with performance measure rollout on EDH (Eskom Data Hub).Training:o Training business users in the EDH solution.o Facilitate handover of responsibility and ownership of solution.Operations / Technical / Project Management:o Generation, Finance, HR and Environmental analyst.o Analyse, configure and implement KPI solution.o Document and obtain Architecture support for KPI solution.Relationship Management:o Generation, Finance, HR and Environmental analyst.o Interact with business on behalf of the EDH.o Get business buy-in for EDH.o Facilitate JAD, presentations, meetings and feedback sessions.o Assist with support and further developments.Process Analysis:o Generation, Finance, HR and Environmental analyst.o Process Modelling Information Modelling, UML, Use-Case, Functional Specification, Business Case, Business and Systems Analysis documentation.o Investigate, Analyse and document the data and energy flow within Eskom.

Jan 2007 - Aug 2008

Senior Manager

Nedbank Personal Loans

Senior Manager – Data, MI and BI, IT, Nedbank Personal Loans Division.Responsibility Strategy:o Annual planning of Data, MI and BI initiatives.o Development and management of department budget and strategy. Team Management:o Line manager to MSSQL developers (9) and data analysts (7).o Recruit, train, develop and performance management of team. Operations / Technical / Project Management:o Senior Data Manager – Nedbank Personal Loans (NBPL) Division.o Monthly Metrics, business performance reporting and MI packs. Relationship Management:o Group technology support and service (GTSS), IC, EDW (Enterprise Data Warehouse).o ISolve trainings and recruitment, Bateleur recruitment.o ICentric -Cognos, Synergy Consulting.

Aug 2003 - Dec 2006

Technical Director

Azureiq

VB 6, SQL, MS Office, MS Visio and MS Project. UNIX, Novell and AS400 Scripting

Jan 2002 - Aug 2004

It Auditor And Developer

VB 6, SQL, MS Office, MS Visio and MS Project. UNIX, Novell and AS400 Scripting

Jan 2001 - Dec 2001
Team & coworkers

Colleagues at Capitec Bank

Other employees you can reach at capitecbank.co.za. View company contacts for 20968 employees →

3 education records

Jay Richards education

Matric Exemption

Edenvale High
FAQ

Frequently asked questions about Jay Richards

Quick answers generated from the profile data available on this page.

What company does Jay Richards work for?

Jay Richards works for Capitec Bank.

What is Jay Richards's role at Capitec Bank?

Jay Richards is listed as Product Head: Embedded Finance at Capitec Bank.

What is Jay Richards's email address?

AeroLeads has found 1 work email signal at @capitecbank.co.za for Jay Richards at Capitec Bank.

Where is Jay Richards based?

Jay Richards is based in City of Cape Town, Western Cape, South Africa while working with Capitec Bank.

What companies has Jay Richards worked for?

Jay Richards has worked for Capitec, Capitec Bank, Wp Masters, Woolworths, and Nedbank Home Loans.

Who are Jay Richards's colleagues at Capitec Bank?

Jay Richards's colleagues at Capitec Bank include Bonolo Refiloe Matsole, Gugu Shabangu, Shashin Govender, Stephen Lesetsa Mabitsela, and Bradley Mias.

How can I contact Jay Richards?

You can use AeroLeads to view verified contact signals for Jay Richards at Capitec Bank, including work email, phone, and LinkedIn data when available.

What schools did Jay Richards attend?

Jay Richards holds Map, Management from University Of The Witwatersrand.

What skills is Jay Richards known for?

Jay Richards is listed with skills including Business Intelligence, Business Analysis, Systems Analysis, Integration, Management, Project Management, Visio, and Analysis.

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