Jay Royce-Procopio

Jay Royce-Procopio Email and Phone Number

Vice President, Mortgage Group Leader @ United Community
Atlanta, GA, US
Jay Royce-Procopio's Location
Atlanta, Georgia, United States, United States
Jay Royce-Procopio's Contact Details

Jay Royce-Procopio personal email

n/a

Jay Royce-Procopio phone numbers

About Jay Royce-Procopio

As a senior executive with nearly three decades of experience in the financial services industry, I have consistently demonstrated my ability to drive business growth and lead high-performing teams. My collaborative approach, focus on problem-solving, approachability and dedication to creating a positive work culture have been instrumental in both achieving sompany goals and driving operational excellence. With a passion for Underwriting and loan cycle operations, I am committed to fostering accountability, continous professional development and teamwork within my teams to exceed expectations and deliver both quality and results.

Jay Royce-Procopio's Current Company Details
United Community

United Community

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Vice President, Mortgage Group Leader
Atlanta, GA, US
Jay Royce-Procopio Work Experience Details
  • United Community
    Vice President, Mortgage Group Leader
    United Community
    Atlanta, Ga, Us
  • United Community
    Vice President, Mortgage Group Leader
    United Community Sep 2024 - Present
    Greenville, South Carolina, Us
    Managing the Processing, Underwriting and Closing departments of UCB.NMLS #421841Personal NMLS 1169479
  • Crescent Mortgage Company
    Chief Operating Officer
    Crescent Mortgage Company May 2022 - Sep 2024
    Atlanta, Ga, Us
    Crescent Mortgage was consolidated with their parent organization- United Bank in 2024.NMLS #4247Personal NMLS 1169479
  • Intercontinental Capital Group
    Chief Risk Officer (Cro)
    Intercontinental Capital Group Jan 2021 - Apr 2022
    Melville, New York, Us
    Responsible for building ICG’s Enterprise Risk Management program, including oversight for Credit, Compliance, Audit, Business and Operational Risk. Created official Policy and Procedure protocol with staff announcement communications and maintaining employee Intranet content. This includes Companywide P&P’s, setting Credit Risk policy and weighing in on business and operational risk decisions for discussion with the Senior Leadership team and CEO. Also constructed Agency/Investor Post Purchase Audit, Indemnification and Repurchase framework and protocol.
  • Parkside Lending
    Vice President, National Underwriting
    Parkside Lending Jun 2020 - Jan 2021
    San Francisco, California, Us
    Responsible for managing the underwriting teams and credit service/support functions for a National Wholesale/Correspondent lender. Manage a staff of 40+. Assist with resolving credit risk concerns and post close government insuring issues.
  • Amerisave Mortgage Corporation
    Svp, Credit Policy And Risk
    Amerisave Mortgage Corporation Jan 2008 - Jun 2020
    Atlanta, Ga, Us
    Responsible for setting company policy, managing, supervising, training & maintaining workflow for Credit Risk & Policy and Business Risk Departments including FNMA, FHLMC, FHA, VA & USDA and bond programs for Traditional Retail, Consumer Direct Lending and Wholesale channels. Responsible for all aspects of policy and risk from lender approval/origination through insuring. Operational Leadership for processing, underwriting, sales, credit services, business risk, TPO , post closing and government insuring.Member of Executive Leadership Team since January 2019.
  • Bsm Financial
    Regional Underwriting Manager, Avp- Eastern Division
    Bsm Financial Apr 2005 - Jan 2008
    Us
    Regional Underwriting Manager responsible for supervising, training and maintaining workflow pace for the underwriting department of a Retail/Wholesale Lender managing at peak an underwriting staff of 13 and closing a peak volume of $65 million + per month for the region. Additionally, acted as liaison for operational issues involving underwriting, processing, closing and post-closing. Underwrote 50+ loans monthly in addition to managerial responsibilities.
  • Dhi Mortgage
    Branch Operations Manager
    Dhi Mortgage Jun 2004 - Mar 2005
    Austin, Tx, Us
    Operations Manager for full service builder’s lender supervising production staff and day to day operations of the Atlanta “mega-center”. Liasion between Builder staff and mortgage division/corporate office. Managed 17 employees.
  • Firstcity Mortgage
    Retail Operations Manager
    Firstcity Mortgage Nov 2002 - Jun 2004
    Manager for full service lender supervising processing, underwriting, closing and post-closing. Responsible for daily operations and underwriting support of 5 retail branches for Conforming and Government loans as well as wholesaleaccts. Liaison with corporate office. Consistently underwrote 70+ loans in addition to management responsibilities. Managed 8 employees.
  • Homeowners Mortgage Of America
    Underwriting Manager
    Homeowners Mortgage Of America Jan 1997 - Nov 2002
    10/01-11/02 Underwriting Manager10/00-09/01 Operations Supervisor/ FHA/Conv Underwriter05/98-09/00 FHA/Conventional Underwriter01/97-05/98 Sr. Loan ProcessorSupervised the operations department including processing, closing and post closing. Responsible for the daily operation of the underwriting department including Conventional and Government underwriting with a specific focus on compliance, timely production, quality control and individualized customer service while insuring our borrower’s meet investor and agency guidelines. Primary point of contact for branches/broker’s to answer guideline queries. Consistently underwrote 60 loans per month and managed 5 employees.
  • Southern Capital Mortgage
    Processor
    Southern Capital Mortgage Mar 1995 - Jan 1997
    Processed conventional, government and non-conforming loans with and emphasis on customer service and strict attention to detail, consistently closed 30+ loans per month.
  • Bank South
    Processor
    Bank South Jan 1995 - Mar 1996
    Worked in the real estate division processing home equity lines and second mortgages as well as bank portfolio products. Duties also included collateral file research and troubleshooting loan closing problems.

Jay Royce-Procopio Skills

Fha Mortgage Lending Loans Mortgage Banking Underwriting Usda Refinance Credit Loan Origination Mortgage Underwriting Va Loans Residential Mortgages Government Loans Real Estate Training Leadership Credit Analysis Fha Financing Sales First Time Home Buyers Construction Loans Banking Risk Management Management U.s. Federal Housing Authority Outlook Microsoft Office Conforming Team Building Va Mortgage

Jay Royce-Procopio Education Details

  • Tennessee Temple University
    Tennessee Temple University
    Business
  • Tennessee Temple University
    Tennessee Temple University
    Sign Language Interpreting

Frequently Asked Questions about Jay Royce-Procopio

What company does Jay Royce-Procopio work for?

Jay Royce-Procopio works for United Community

What is Jay Royce-Procopio's role at the current company?

Jay Royce-Procopio's current role is Vice President, Mortgage Group Leader.

What is Jay Royce-Procopio's email address?

Jay Royce-Procopio's email address is ja****@****tal.com

What is Jay Royce-Procopio's direct phone number?

Jay Royce-Procopio's direct phone number is +140426*****

What schools did Jay Royce-Procopio attend?

Jay Royce-Procopio attended Tennessee Temple University, Tennessee Temple University.

What are some of Jay Royce-Procopio's interests?

Jay Royce-Procopio has interest in Social Services.

What skills is Jay Royce-Procopio known for?

Jay Royce-Procopio has skills like Fha, Mortgage Lending, Loans, Mortgage Banking, Underwriting, Usda, Refinance, Credit, Loan Origination, Mortgage Underwriting, Va Loans, Residential Mortgages.

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