LAP Loan disbursement, Team Lead, KYC verification, Payments, Document Management

Unsecured Loans received from PAN India Do the compliance check with the scan documents and publish the queries to the credit and the sales team for amending Check transactions details accuracy and give authorization accordingly, ensure timely and accurate dispatch of loan disbursal kits Managing Fund requirement, coordinating with treasury for Payment of the disbursement, Sharing of UTR to the sales team PDD checking and creating charges for the loans like CERSAI and Check for the completion of ROC SPOC during the Internal and external Audit in collecting and reporting the data. Actively participated in the UAT for the system development. Coordinated with the credit managers PAN India for the compliance of the disbursement documentation. Planning and scheduling the work flow for the smooth completion during high volume Engaged in the activities of providing the reports to the management when required. Tracking of Physical file movement Checking the legal and Credit document compliance Indexing the physical file and sending to warehouse

  Handled Disbursement of SME loan, Compliance of documents to company policy Liason with Bank to manage day to day operation Processing of the Loan payment through NEFT and RTGS through bank site Forecasting day to day fund requirement. Post Disbursement Collateral document handling and sending to the vault. Submission of compliance Report Retrieval of the document from the warehouse and dispatching to the customer after loan closure Loan EMI Reschedule and restructuring in the system Liason with professionals for Audit Actively participated in the UAT for the system development, Moratorium, ECLGS disbursement Coordinating with the credit managers PAN India for the Disbursement document complianceEngaged in the activities of providing the MIS reports to the management when required

Document (KYC) checking and authorisation for fixed deposits.Effective management of high volume and completion on the stipulated time.Coordination with all FD enabled branches PAN India and verify the KYC for Account openingEnsuring the data entry completion and FDR dispatch on the stipulated time.Preparation and sending file to bank for NEFT and RTGS payment of Interest amount Coordinating with the bank for NEFT return cases and prepare DD file for the rejected depositsImprovising customer relationship like sending intimation letters, Renewal applications on time and renewal is taken careReconciliation of deposit amounts with the Banks Gross file and with the Accounts. Reducing the cost to the company by minimising the DD or warrant dispatch by updating the bank details of the customer for RTGS payment.

Verification of KYC Documents and Authorization of Fixed Deposit Application.