Jayant Chacko Email & Phone Number

Edmonton, Alberta, Canada

Calgary, Alberta, Canada

• Manage credit activities that comprise of underwriting new money deals, monitoring of reporting requirements in accordance with loan commitments, completion of annual reviews, conduct necessary due diligence, managing.
• Performing detailed financial and stress analysis on multiple parameters at the underwriting level identifying the risk appetite of the bank and putting together recovery plans to ensure client’s ability to repay debt.
• Supporting the relationship manager and leaders within the branch ensuring timely funding to clients, monitoring the credit portfolio, and satisfying all reporting requirements to be in compliance with the bank’s.
• Due to the recent turnover in relationship managers, I have taken that additional responsibility focusing on client relationships, coordination with external partners such as lawyers, appraisers, quantity surveyors.
• Supporting the team by being their go-to person to address their queries, assisting them in underwriting and conducting necessary training sessions on the change of internal bank policies as well as on the changing.

Bengaluru, Karnataka, India

• Responsible for a corporate portfolio of $50 Million comprised of 10 companies in healthcare and education.
• Managed credit activities to ensure prudent lending with proactive risk management, including appropriate/timely monitoring, due diligence, and recommendations, within the assigned portfolio.

Bengaluru, Karnataka, India

• Managed the top 5 commercial group companies and their subsidiaries with an asset size of $325million in real estate, healthcare, hospitality, and education.
• Responsible for achievement of branch financial objectives, through effective credit proposals for highly complex new and existing borrowing opportunities, while balancing risk and reward.
• Prepared proposals for new and existing clients, including detailed financial analysis of current and future projects, to ensure prudent lending with proactive risk management.
• Collaborated with monitoring agents and the credit team to review the cash flow of distressed accounts, analyzed viability, and supported recovery.
• Proactively executed relationship building activities with target clients to achieve annual loan, deposit revenue and support client objectives
• Focused on client retention by owning customer engagement, striving for excellence in all interactions with (prospective & existing) customers or other professionals, and acting with the highest integrity and.

Bengaluru Area, India

Bangalore

• Supported high-net-worth clients with their tax strategy.
• Managed international assignment calculations for expatriate professionals, including tax equalization and gross ups for salary payments.
• Led a team of 3 associates and developed their expertise in current and evolving changes in taxation.
• Prepared analytical reports and supported cross-border collaboration with international counterparts.

Bangalore, India

• Responsible for adherence to the compliance calendar of clients, to ensure smooth finalization of books and statutory reporting.
• Provided timely and comprehensive answers to clients’ queries.
• Analyzed information to ensure accurate, quality tax returns for assignees
• Adhered to defined processes and timelines on reports and schedules.
• Assisted in developing and delivering quality and timely services and work products.

Masters In Commerce, Finance

Bachelor Of Commerce (B.Com.) Finance & Accountancy, Accounting And Finance