Jayant Mathur Email & Phone Number

Ahmedabad, Gujarat, India

Responsible for growth of business in line with KPIs of the bank by devising and implementing strategies.Ensuring targeted profitability by identifying right opportunity.Responsible for credit appraisal, credit risk, underwriting, structuring, documentation and monitoring of corporate and retail businesses.Working in close association with the credit & policy team to ensure adherence of approval procedures, maintaining standards of credit and conform to controls/procedures established for the business unit.Periodical monitoring of accounts to maintain credit quality and to monitor conduct of accounts. Enhanced due diligence process to eradicate delinquencies and strategizing for smooth exits from weak accounts.Managing and mentoring business and credit team.Key decision maker in overall management of branch along with credit department.

Ahmedabad Area, India

Developing & devising various channels including branches, Intermediaries and other alternate channels for marketing of the products. Working closely with product & service team to ensure the products and services are in tune with the market requirements.Sourcing NTB customers and enhancing relationships with key & prospective customer to ensure business continuity and growth.Driving Cross-sell Initiatives for liability, trade, Forex relationships, cash management services & wealth products to existing as well as new customers through both the acquisition as well as portfolio team. Strategizing with the product specialists of the trade, Forex and CMS teams to enhance revenues on all product streams.

Ahmedabad Area, India

Handled Relationship of INR 4900 Mio out of 40 account and generating annual revenues of approx INR 120 Mio.Developed Business from new & existing clients, through strategic penetration into identified market/sectors across the entire portfolio spectrum like assets, liabilities, and cross-sell (structured products, trade finance, forex).Maintaining and enhancing relationships with key customer accounts and prospective customers to ensure business continuity and growth. Managing complex relationships. Delivering the full range of the banks' products to the mandated SME market place.Assessing business, financial & economic risks and opportunities, and maximizing potential to cross sell products. Preparing and executing a call program designed to evaluate risk, assess opportunities, and maximize potential to cross sell products. Monitoring risk and ensuring that the Bank’s relationship strategy is in line with the Portfolio and Industry quality.Assessing credit risk of proposals and ensuring the credit and processes are within acceptable standards. Conducting credit and customer analyses to support ongoing relationships and acquisition work. Ensuring that the quality of the credit portfolio is maintained, by reviewing proposals, identifying and assessing all risk inherent in credit exposures. Structure faciltiies and recommend them for approval after a comprehensive analysis.Liaisoning with various internal departments (Credit, Credit Admin, Trade, Treasury, Product etc) for smooth and quick turnaround of transactions. (Follow up with other bank departments to expedite processing of customer related issues and documentation.). Following up with customers on outstanding and regularizing the accounts (in case of account overdraft and overdue loan payments or trade deals in past due). Making joint and/or independent calls on assigned names.

Ahmedabad Area, India

Analyzing customer Financials periodically and putting up cases for renewal and ensuring that renewals are correctly prepared in accordance to group standardsEnhancing/Reallocation of existing customer limit to optimize utilization of limits. Execution of Loan Documents and disbursement of credit facilities approved.Compliance to credit policy of Bank. Preparation of various MIS Presenting a pleasant, professional and efficient point of contact for customers

Worked as Assistant Manager handling Retail Credit Operation for various Loan products against movable and Immovable securities.Handled Execution of Loan Documents of Fund Based and Non Fund Based Working Capital Facilities for Small Medium EnterpriseCompliance to credit policy of BankDisbursement of various credit facilitiesPreparation of various MIS

Jaipur Area, India

Job responsibilities at Corporate Office LevelAnalyzing and deciding applicants credit worthiness as per policyDisbursement of housing Loan file after checking upon documents Coordination with all branches across India for Monitoring, Audit and Reporting purpose. Maintaining healthy credit portfolioAdhering to NHB Guidelines and filing NHB Refinance returnsSystem audit of all Branches (In terms of Allocation, Rectification and Feedback)Job responsibilities at Branch Office (in capacity of Executive)Responsible for Achieving the sales targetOrganizing promotional campaign and customer contact programme.Monitoring of Branch collection and remitting them to Registered Office after reconciliationCross selling Personal and Auto Loans, BOB Credit Card etc. Managing Continuous interaction with clientele of 2800 accounts of various socioeconomic section settled in Jaipur

Pgdbm, Sales And Marketing

Education record