Excited to embark on a groundbreaking journey as Founder & CEO of PAYUNI Canada Inc & PayFX India, a pioneering fintech company revolutionizing global payment solutions!Joining forces with an exceptional team, we're poised to redefine the landscape of financial technology, bridging borders and empowering businesses worldwide with seamless, secure, and innovative payment solutions.With a relentless commitment to excellence, we're driven by a vision to empower businesses of all sizes, from startups to enterprises, with the tools they need to thrive in an increasingly interconnected world.Together, we'll harness the power of cutting-edge technology, unparalleled expertise, and unwavering dedication to propel PAYUNI Canada Inc & PayFX India to new heights of success, transforming the way the world transacts.Excited to embark on this transformative journey and invite you to join us as we pave the way for a future of limitless possibilities in the world of fintech! Let's revolutionize payments, together. 💼💡 #FintechInnovation #GlobalPayments #EmpoweringBusinesses

With a successful 20-year career in various corporate roles, I transitioned to entrepreneurship in 2022. Focused on fintech innovation, I am dedicated to developing online financial solutions for international students and travelers. I welcome collaboration with like-minded individuals to "Shine Together."Skills and Expertise:Fintech Innovation: Experience in developing financial solutions for global users.Entrepreneurial Leadership: Proven ability to launch and grow startup ventures.Strategic Planning: Expertise in creating and executing business strategies.Team Building: Skilled in recruiting and leading high-performing teams.Business Development: Strong network and experience in securing partnerships.Project Management: Proficient in managing complex projects to successful completion.Customer-Centric Development: Focus on creating user-friendly financial products.Technology Integration: Knowledgeable in leveraging advanced technologies for fintech solutions.Global Market Insights: Understanding of diverse financial landscapes and regulatory environments.

Head of Retail and Bank Notes Business & Airport Business OperationsEbix Cash World Money Ltd, PAN IndiaP&L Responsibility: Leading the Retail and Bank Notes Business across India, with full responsibility for Profit and Loss (P&L) management. Additionally overseeing Airport Business Operations nationwide.Regional Oversight: Managing the West Region, the largest sector for Foreign Exchange (Forex) Business in India, ensuring optimal performance and growth.Team Leadership: Supervising a team of over 700 members, setting and driving targets for branches across India to enhance profitability and productivity.Operational Efficiency: As a core member, focused on improving operational efficiency and service quality, implementing strategies to streamline processes and boost performance.Airport Operations: Managing operations at 30 airports across India, with a mandate to develop the Airport Business segment and enhance operational efficiency.Stakeholder Management: Maintaining strong relationships with key government and private entities, including the Reserve Bank of India, Airport Authority of India, GMR, and GVK, to ensure smooth functioning of branches and airport counters.Marketing Initiatives: Spearheading initiatives to increase the number of transacting clients through brand awareness campaigns, Above-the-Line (ATL) marketing strategies, and media coverage.

I am a seasoned professional with a robust background in managing large teams and optimizing operational efficiency across diverse business settings, particularly within transaction banking and client relationship management. My expertise lies in crafting bespoke solutions that bolster profitability and align with strategic goals.Key Skills:Team Management: Successfully led a team of 300+ employees across multiple branches and service points, fostering a high-performance culture.Business Development & Client Relations: Specialized in tailoring transaction banking solutions for SES, SME, and corporate clients, with a focus on acquisition, retention, and portfolio growth.Technical Expertise: Implemented automated solutions like API and host-to-host integrations, enhancing operational efficiency and client satisfaction.Financial Products Cross-Selling: Proficient in promoting a variety of financial services products to diverse client bases.Compliance & Audit Management: Skilled in ensuring adherence to regulatory standards and optimizing operational processes.Achievements:Enhanced team productivity and profitability through strategic initiatives.Expanded client base and increased revenue through effective relationship management.Implemented innovative solutions that streamlined processes and improved client satisfaction.Professional Approach:I bring a proactive, solution-oriented mindset to challenges, leveraging analytical skills and industry knowledge for sustainable business success. Committed to continuous improvement in a dynamic financial services landscape.

• Primary responsibility of P&L for the region, in addition responsible for the overall operations, administration, HR functions- including recruitment, appraisals, training and expansion for Maharashtra & Goa Region. • Overall management of all branches dealing with exclusive products and services like foreign exchange, international money transfer, traveller’s cheques, x-trade, insurance, travel & tours and currency export. • Competitor mapping and Product positioning in the region• Identifying marketing opportunities and driving sales with different strategies based on channels. • To Monitor & oversee the dealing with Banks/FFMCs, Consultants to quote rate while buying & selling of the currencies.

• Managing the export team from end to end movement of Export/Import of currencies. • Logistics management – vendor, invoices, airlines, transportation etc• Coordinating with C&F, Banker, Customs & Airport Authorities and Airlines for clearing Export and Import.• Coordinating with Overseas Buyers and Sellers about Export & Import. • Ensuring Security aspect related to Export & Import. • Updating Branches about outdated Currencies and giving easy tips for Identifying counterfeit.• Coordinating the pooling of currencies to Export centre. • Provide on job training to team to improve their efficiency. • Appraising the performance of team members

Business Development • Achieve sales target & cross sell of different products as per the bank’s sales strategy• Maintain high levels of service and good relationship with customers.• Enhance relationship across the portfolio of the key accounts in the region.• Ensure high profitability of the branch and tight control over expenditure.Branch Management: • Responsible for entire branch operations including fund clearance, cash management, accounts and sales & marketing.• Responsible for compliance with bank processes, policies and central bank regulations.Team Management• Responsible for performance of staff which covers revenue generation, productivity, customer satisfaction etc.• Assign targets to the team and motivate the team to achieve the same.