Jay Das Email & Phone Number

Washington, Dc, Us

New York, Ny, Us

Mclean, Va, Us

INSTILLED CULTURE OF FIRST PRINCIPLES THINKING AND AUTOMATION - Led two critical corporate functions (15 people), instilling a culture of first principle thinking and automation that eliminated 30% of daily activities, redirecting bandwidth gains to initiatives that propelled the bank to industry-leading assets growth TRANSFORMED FUNDING STRATEGY RESULTING IN $30B ASSET GROWTH – Created balance sheet capacity to facilitate industry leading asset growth during the most volatile rate environment in a generation (most profitable segment – credit cards – grew 21% vs. 10% for the competition) by transforming the funding strategy SUCCESSFULLY MANAGED INVESTOR SENTIMENT – Proactively anticipated investor concerns related to interest rates, liquidity, deposit betas, Net interest income and AOCI; helped the CFO and investor relations team address them with investors and wall street analysts ADVISED LOBs ON SEGMENT STRATEGY – Worked with LOB leadership to refine loan and deposits products and pricing to reduce interest rate driven volatility and maximize long-term returns (Rolled out new CD products to lock in long term funding, Adjusted card pricing to gain market share) LED SATISFACTORY RESPONSE TO REGULATORY EXAM – Led a cross functional response to the OCC exam on Interest Rate Risk and deposits modeling; received satisfactory rating with no findings.

Mclean, Va, Us

BUILT CAPITAL ONE'S CAPITAL STRATEGY HUB – Obtained buy-in from C-Suite to transform the Economic Capital function from a support team of 3 into the company's Corporate Finance Group with 18 individuals, building cutting-edge capabilities that integrated risk, strategic, and regulatory constraints to allocate capital and hurdle rates across segments and strategies. Developed Pricing Algorithms that integrated corporate financial and strategy imperatives dynamically into originations and valuation models. TAILORED STRATEGY DURING THE PANDEMIC TO BALANCE RISK VS GROWTH - Worked with LOB and risk leadership to facilitate a blanket pullback on originations as COVID struck and then recalibrated the framework to enable aggressive growth once the stimulus driven recovery began PARTNERED WITH LOBs TO IMPROVE SEGMENT LEVEL RETURNS – Advised Card, Auto, Commercial and Deposits LOBs on adopting more value accretive product and pricing strategies and exiting low return segments where possible ADVISED SLT ON ALL STRATEGIC DEALS – Led the financial due diligence of 120+ M&A deals, including the largest deal in the company's history (helped design a win-win deal structure resulting in the acquisition of Walmart's $10B credit card portfolio) DEVELOPED THE TEAM INTO A TALENT FACTORY FOR THE COMPANY – Built a talent factory identifying undervalued talent and transforming them into A players by providing stretch opportunities and close mentorship, resulting in one of the most diverse and high performing groups across the company (40% of the group was promoted and hired into leadership roles by other business units)

Mclean, Va, Us

HANDPICKED TO SOLVE CRISIS – Handpicked to resurrect a business-critical function suffering from a lack of trust between the leadership and key stakeholders, restoring the credibility and capabilities by giving a voice to all parties, resulting in the expansion of the Credit Capital function from 2 to 7 people MODERNIZED THE FUNCTION THROUGH DISRUPTIVE TECHNOLOGIES – Transformed the technology stack from simple Excel calculations to best-in-class stochastic and machine learning models (e.g., Moody's Risk Frontier), resulting in a 25X increase in our scenario analysis capability THOUGHT LEADER AND STRATEGIC ADVISOR – Led the team's transformation from a support group to a strategic function by building deep relationships with business heads and establishing thought leadership on capital regulation, competitive pressure, and their impact on business unit strategies

Mclean, Va, Us

SUCCESSFULLY ADVOCATED WITH REGULATORY BODIES - Led a successful 2-year advocacy effort for a more accurate and reasonable capital treatment for certain risk assets

Mclean, Va, Us

- Authored white papers laying out Capital One’s position on Loss Given Default (LGD) discount rates, treatment of secured cards, SOP 03-3 loans etc.

Rockville, Maryland, Us

Built and led a practice with $6M P&L and a global team of 120 people, growing revenue by 22% YoY

Mba

Master Of Science, Chemistry