Jaydeep Choudhury Email & Phone Number

West Bengal, India

- Conduct day-to-day audits of Small Enterprises Loans, Housing Finance Loans, and Retail Branch operations with a team of 11 auditors.- Assess and report risks to senior management.- Analyze team skill gaps and arrange or conduct training sessions to enhance engagement and skills.- Participate in the recruitment and selection process.- Review auditor performance to identify and address productivity gaps.- Liaise with Regional Heads, Cluster Heads, Regional Credit Managers, Branch Managers, and other senior management officials to ensure timely closure of open observations and compliance.- Review and publish Zonal, Regional, and Cluster-level audit reports.- Identify and highlight process gaps and revenue leakages to implement better control.

Berhampore, West Bengal, India

- Borrower Acquisition through team of 6 Executive as per the defined target for Unsecured/Secured Business Loans,Micro housing and loan against property vertical.- 1st Level Credit Analysis of the sourced Files.- Conducting Marketing and Sales activity in the assigned market.- Helpline the collection team on collection. - After Disbursement Monitoring and customer service for good references from customers.- Initiating Legal and Technical for Mortgage documents.- Empanel Valuer and Advocate with co-ordination to Credit Department.- Liaisoning with Credit Managers, Area Credit Managers and Zonal Credit Managers for Timely disbursement of loan files.- Conducting policy and Sales training for the team.- Closely work with team for incentive qualification.- Initiating and looking after the Admin work of the Jana Centres.- Leverage the existing JC relationships to promote and source the Housing /HomeImprovement loans/LAP business.- Manage customer relationshipPost disbursement servicingPromotion and Marketing of JSFB offering across the mapped branchMaintain relationship with the mapped branch staff.- Manage an on-roll team of RO/RE/RM.

Borivali, Maharashtra, India

Manage & mentor a team of Emerging Corporates Business Development Managers to Acquire Current Accounts, Trade & Forex services, LAP thus generating fee-based revenue. Monitoring daily sales calls to ensure acquisition of potential customers for high value Current Accounts using Lead Management System.Identifying & generate leads for acquisition of potential customers for Trade & Forex and LAP. Imparting & refreshing product knowledge to ensure complete updated product awareness within the team.

Palghar, Maharashtra, India

Responsible for conceptualizing, incubating and executing the vision of RIBG business- Self Help Group Loan. Acquire, Disbursement and timely collection of Self-Help Group Loan through team of 2 acquisition officer. Designing and implementing effective products based on customer and market requirement. Consolidate information into cohesive and insightful analytical reports for use in decision-making.Driving new opportunities based on customer and business data.Responsible for new client acquisition and managing the overall client relationship. Continuous monitoring of the existing customer portfolio. Ensuring timely collection of EMI and maintain portfolio health. Provide complete and comprehensive information on various products, services offered by the Bank and ensure best services are provided to them. Portfolio and delinquency management Resolution of customer queries and escalation.

Dhanbad-Ranchi Area

Gold Loan Business development for BranchesManaged Ranchi, Dhanbad, Ramgarh, Bokaro Clusters for Gold Loan Business

Ranchi, Jharkhand, India

Branch ProfitabilityBranch operations

Jamshedpur Area, India

Worked as as Teller Authorizer in this period and handled the team of Teller and PB- Welcome Desk. Managed the overall branch operations. Managed the smooth Audit parameters for the Branch.

Jamshedpur

Customer Instructions process, FD/RD Booking, Locker Operations, Deliverable Management, Cross Sale of Personal Loan, Auto Loan, Gold Loan, Insurance, CASA.

Jamshedpur Area, India

Cash/Non Cash Transactions, FOREX Transactions, Vault Operations, Branch Audit, Gold Loan Transactions,

Jharkhand, India

Team Development, Training, Motivational Training, Stage Presentation, Home Presentation, Product Training, FMCG/ Education Product.

Master Of Business Administration - Mba, Management

Bachelor'S Degree, Physics