From a family of small business owners, I've seen what it's like to struggle through the grind. But while your nose is to the grindstone, proper planning for the future and preparing for life's curveballs can often go overlooked. When you work for a company, they try to have your back by offering resources to help you plan for your future. A 401k, health insurance, life insurance, the whole shebang set to lead you to a comfortable financial life all the way out to retirement. When you decide to go out on your own, who's got your back? No one had my dad's. While taking my brothers to my apartment over winter break, we were t-boned by a semi. One of my brothers passed away and I was forced into a medically induced coma. No one but my dad to suffer the financial consequences on top of the emotional. My dad was ill prepared for such a tragedy, most people are. Winter is usually a slow month for his work as an exterior remodeler, but this winter business was shut down. His time was spent planning a funeral and hoping his son in the hospital was going to wake up the same as he had been before the accident, not on making sales. This is but one of the situations that can cause your entrepreneurial dreams to collapse on top of you if you don't have a plan for your financial future that incorporates the harsh realities of life. I want to make sure your curveballs are emotional challenges not financial. I want to have your back. Not only by helping you with your financial plan, but by being your advocate and your friend.