Retail Agriculture Credit• Working as a part of Retail Agriculture Department.• Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements.• Reviewing credit proposals (CAMs/ Interim CAMS) submitted by business on assigned set of accounts and assess the risk involved comprehensively.• Personal discussion with customers for better judgement on need of funds.• Approvals within policy & process and benchmark TAT.• Preparing and… Show more Retail Agriculture Credit• Working as a part of Retail Agriculture Department.• Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements.• Reviewing credit proposals (CAMs/ Interim CAMS) submitted by business on assigned set of accounts and assess the risk involved comprehensively.• Personal discussion with customers for better judgement on need of funds.• Approvals within policy & process and benchmark TAT.• Preparing and analyzing MIS for critical decisioning.• Ensuring Timely Mutation checks / TSR Conduct Reject reason review with Business counterparts and assess re appeal cases to ensure good business opportunity is not lost by the Bank and approval rates are in line with benchmark / management expectation. Show less

Retail Agriculture Credit• Working as a part of Retail Agriculture Department.• Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements.• Reviewing credit proposals (CAMs/ Interim CAMS) submitted by business on assigned set of accounts and assess the risk involved comprehensively.• Personal discussion with customers for better judgement on need of funds.• Approvals within policy & process and benchmark TAT.• Preparing and… Show more Retail Agriculture Credit• Working as a part of Retail Agriculture Department.• Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements.• Reviewing credit proposals (CAMs/ Interim CAMS) submitted by business on assigned set of accounts and assess the risk involved comprehensively.• Personal discussion with customers for better judgement on need of funds.• Approvals within policy & process and benchmark TAT.• Preparing and analyzing MIS for critical decisioning.• Ensuring Timely Mutation checks / TSR Conduct Reject reason review with Business counterparts and assess re appeal cases to ensure good business opportunity is not lost by the Bank and approval rates are in line with benchmark / management expectation. Show less

• Working as a part of APAC Bank Team under Industry Fundamentals.• Perform research & conduct an in-depth analysis of financial statements of APAC Banks under both IFRS & GAAP domains as per applicability.• Auditing data and correcting it to give the most consistent result.• Actively participated in in Lean & System Enhancement Program.• Responsible for availability of financial data for APAC banks in S&P Capital IQ Platform.

• Preparing all service invoices/bills for all the GSP clients for PAN India Location. • Presenting monthly reports of the business to the upper-level management to take crucial business decisions.• Interacting with clients, client evaluation & improving customer service.