Cluster Credit Manager
CurrentRetail Agriculture Credit• Working as a part of Retail Agriculture Department.• Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements.• Reviewing credit proposals (CAMs/ Interim CAMS) submitted by business on assigned set of accounts and assess the risk involved comprehensively.• Personal discussion with customers for better judgement on need of funds.• Approvals within policy & process and benchmark TAT.• Preparing and… Show more Retail Agriculture Credit• Working as a part of Retail Agriculture Department.• Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements.• Reviewing credit proposals (CAMs/ Interim CAMS) submitted by business on assigned set of accounts and assess the risk involved comprehensively.• Personal discussion with customers for better judgement on need of funds.• Approvals within policy & process and benchmark TAT.• Preparing and analyzing MIS for critical decisioning.• Ensuring Timely Mutation checks / TSR Conduct Reject reason review with Business counterparts and assess re appeal cases to ensure good business opportunity is not lost by the Bank and approval rates are in line with benchmark / management expectation. Show less