I provide my clients, buyers agents and builders personalized services, making the mortgage process smooth and stress-free. I believe in working directly with my clients and referral partners to build long-lasting relationships, based on respect, loyalty and trust.-Are your potential buyers not getting approved fast enough?-Have you experienced delays in loan process or status updates?-Want to clear your loan quickly?I have experience you can count on to review credit, income and assets quickly to assess qualifications. As a local lender, I have the resources to provide my clients and partners one-on-one attention in a quick and efficient manner so everyone knows precisely the status of the loan file. We process and pre-underwrite all loans files in-house. I gather documentation upfront to submit complete loan packages allowing me to obtain quick approvals.There is never a communication breakdown with me. I keep all parties informed throughout the process, minimizing last minute surprises.For 20 years, I have had the pleasure of working with and supporting Maine buyers and realtors, helping them achieve their homeownership dreams. Client satisfaction is my top priority. I close loans anywhere in Maine and offer, but not limited to, the following products and services.Home Purchase LoansHome loans for first time buyersConstruction and land financingConventional and Portfolio productsRefinancesDon't just take my word for it, have a look at what some of my partners have to say about working with me. Check out my reviews on Zillow.Available when you need me, seven days a week. If you want to achieve consistent, on-time closings, please get in touch by messaging me. Let's connect!Jay Kiel, NMLS 452233jkiel@norwaysavingsbank.com207-515-1463