2009 MBA graduate and 2001 engineering undergraduate with 20+ years of expertise in personal and commercial insurance products & software development in agile framework coupled with successful business turnaround experienceIndustries: Insurance | TechnologyInternational work experience: US | India | UKSpecialties: P&L Ownership | Product Management | Industry & Competitive Analysis | Project Management | Risk Underwriting | AnalyticsCurrent and prior responsibilities:• Achieve pricing optimization within set regulatory framework by creating and maintaining pricing strategy based on data analytics and decision modeling• Perform industry & competitive analysis, identify new opportunities, and create business case to drive revenue growth and reduce cost• Analyze extensive volume of premium and loss cost data to develop business insights; help design and monitor profitability based customer loyalty program• Create and monitor product performance indicators, gather feedback from marketplace and take actions accordingly to meet annual budget• Forecast premiums and loss costs for three year strategic planning projections; monitor and take corrective pricing actions to meet financial and strategic objectives• Identify and implement new product features, based on market research, to increase revenue with reduced incremental cost• Work with internal cross-functional teams of Oracle business intelligence data warehouse, sales, marketing, information technology, customer services, claims, accounting and regulatory compliance to manage product lifecycles • Collaborate with government regulators, rating agencies, actuarial auditors, reinsurance carrier, lawyers, and third party data and technology vendors to maintain smooth product operations• Automate risk rules, pricing variables and algorithms by customizing Oracle Insurance Insbridge Rating engine• Work at client’s site in US/UK and delivery site in India to lead or assist in various phases of software development life cycle such as application development, software quality control, process improvement and systems analysis