Jayshree Das Email and Phone Number

I am responsible for development of systems and procedures which is key in extending banking facilities to unbanked population through Business Correspondent (BC) Channel. My primary responsibility is to introduce new functionality in the Kiosk Banking platform as per the requirement of customers and to beat the competition in the market.

I was responsible for the entire credit portfolio of Business banking department in Odisha and Jharkhand states. My primary job was to ensure the growth of credit portfolio along with maintaining the quality of portfolio of the firm.Along with credit assessment of the new customers the job role also entailed formulating strategies for the existing portfolio.

My primary responsibilities included credit assessment of a client on the basis of risk appetite of the customer and on the dynamics of business environment and business prospectives in the particular industry. My responsibilities also included maintenance of existing credit portfolio along with enabling the growth of portfolio. Delinquency management was also a vital function of the said role.

Social research - Impact assessment of government schemes and charting down the path for improvement in the ground level implementation of the schemes.