Brian Hartmann's Location
Jacksonville, Florida, United States, United States
Brian Hartmann's Contact Details
Brian Hartmann work email
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About Brian Hartmann
Experienced, pragmatic, solutions-driven hands-on manager with extensive experience in risk management, leading teams and managing complex projects. Committed to creating a culture of excellence, efficiency, quality, service, and profitability. Passionate about clean data, assisting individuals, leaders, and teams to meet and surpass their goals. Exceptional talent in planning, decision-making, problem solving, optimization and exceeding expectations. Driven by sense of urgency, ownership, and personal accountability committed to personal and professional growth.Risk Management / Acquisition / Capital Markets / Securitization / Loan Eligibility / Operational Quality / Credit Risk / Hedging / Trading
Brian Hartmann's Current Company Details
Brian Hartmann Work Experience Details
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Vice PresidentTiaa BankJacksonville, Fl, Us
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Vice PresidentEverbank Aug 2023 - Apr 2024Jacksonville, Fl, UsCapital Markets- Asset acquisition/disposition analysis and execution- Developed the regulatory capital arbitrage securitization strategy for assets on-balance sheet which lowered risk weighted assets, transferred credit risk off-balance sheet, improved the loan-to-deposit ratio and increased ROE.- Asset data, credit composition and performance analysis. Developed and monitored Key Risk Indicators depending on asset type.- Asset cash flow projection and stress testing given credit performance expectations. -
Vice PresidentTiaa Bank Jun 2018 - Jul 2023Jacksonville, Florida, UsSecondary Marketing / Capital Markets risk manager and Head of Middle OfficeManaged and proficient at all secondary functions including:- Asset acquisition/disposition analysis and execution- Agency loan pricing, best execution, pool optimization and trading- Pipeline and portfolio risk management (operational, interest rate exposure, credit spread sensitivity, liquidity, pricing, hedging and reporting)- Non-Agency securitizations- Lock desk- Loan eligibility and operational quality control oversightManaged correspondent conduit loan acquisition programManaged mortgage originator financing warehouse mark-to-market process and market pricing risk
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Vice PresidentEverbank May 2017 - Jun 2018Jacksonville, Fl, Us-Secondary / Capital Markets Risk Manager
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Managing DirectorMadison Creek Consulting Oct 2016 - May 2017- Securitization consulting- Cash flow modeling- Valuation analysis- Ginnie Mae MSR financing- Perform market analysis of existing financing of Ginnie Mae MSR transactions.- Model MSR cash flows and research facility entity legal structures.- Conducted investor reconnaissance.- Facilitate sale / debt placement .
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DirectorPierpont Securities Apr 2013 - Sep 2014New York, New York, UsDirector, Whole Loan Trader, HMBS Trader and Mortgage Salesperson• Hired to create the Ginnie Mae reverse mortgage (“HECM” and “HMBS”) trading and securitization program. • Mortgage products salesperson covering numerous institutional accounts with varying fixed income asset strategies (money managers, insurance companies, hedge funds, endowments, regional banks, credit unions, and originators). Cultivated existing relationships and brought in numerous accounts new to Pierpont. • Constructed a Freddie Mac loan level time series database to identify prepayment trends and correlate prepayment behavior given loan terms, borrower characteristics, and geographic location. The database also allowed me to gauge which loans were more likely to be affected by potential policy and underwriting eligibility changes which influence prepayment behavior. • Isolated individual loans backing securities to provide a more granular view of the merits and risks of a particular security. • Built Ginnie Mae HECM/HMBS loan and participation level database to analyze prepayment behavior. • Initiated educating accounts and sales representatives about new products. • Marketed/sold: TBA pools, specified pools, agency CMOs and derivatives, HMBS pools and CMOs, CDOs, non-agency RMBS, mortgage servicing rights, student loans, and residential loans. -
Executive DirectorMorgan Stanley Jan 2012 - Mar 2013New York, Ny, UsExecutive Director, Agency CMO Securitization and Trading, CMO West Coast Product Manager• I was chosen for the role of Product Sales Manager due to my technical approach of CMO valuation using collateral and structural analysis. The goal of the position was to increase the volume and breadth of distribution for agency backed structured mortgage products.• Constructed a Freddie Mac loan level time series database to identify prepayment trends and correlate prepayment behavior given loan terms, borrower characteristics, and geographic location. The database allowed me to gauge which loans were more likely to be affected by potential policy and underwriting eligibility changes which influence prepayment behavior.• Isolated individual loans backing securities to provide a more granular view of the merits and risks of a particular security.• Pioneered the methodology to calculate each borrower’s monetary incentive to refinance at the loan level utilizing Freddie Mac’s loan level pricing matrix. The complexities of the project involved the following: determining current loan to value after accounting for home price changes since origination, geographic considerations, assuming migration of borrowers’ credit related characteristics, availability of credit, and other attributes that could either add friction or facilitate the borrowers’ ability/incentive to refinance.• Utilized loan level database to provide accounts a bottom up analysis of bonds and identify securities containing collateral specifically related to the customers’ views on interest rates, home prices, and credit metrics. Supplied customized loan level collateral stratification tables and a detailed analysis of loans that have prepaid. Identified potential future prepayment drivers backing individual securities. • Increased total CMO “sells” volume ~108% with the most success in derivatives with a “sells” volume increase of ~425% in an environment where desk volume was down approximately 45% YoY. -
Executive DirectorMorgan Stanley Jun 2009 - Mar 2013New York, Ny, UsExecutive Director, Agency CMO Trading, Ginnie Mae HMBS trading and securitization• Creator of the Morgan Stanley Ginnie Mae HMBS trading and securitization program.• Persuaded management for balance sheet and developed a profitable business within six months. • Instituted and solely responsible for reverse mortgage product research, investor education, pool trading and sales, HMBS structuring, trading, and sales. • Mastered HMBS’s key valuation drivers, prepayment behavior, and risks.• Monitored risk on the trading position.• Established and strengthened new and existing originator and investor relationships. • Educated both internal and external clients about the product, deal structure and duration profile.• Initiated selling HMBS product to ensure its success.• Pioneered and cultivated HMBS awareness by writing several primers and valuation pieces in addition to speaking at an investor conference in Tokyo.• Collaborated with Bloomberg, modeling services, accountants, and attorneys to establish reporting metrics and analytic conventions.• Managed transactions, processes, and negotiated counterparty terms and agreements. • Filed a FOIA request to acquire HUD loan level data. Derived prepayment curves using mortality tables and historic data. Tested prepayment curve sensitivities to interest rates and home prices.
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Executive DirectorMorgan Stanley Dec 2008 - Dec 2009New York, Ny, UsExecutive Director, Agency CMO Trading, Ginnie Mae HMBS Trading and Securitization• Post crisis responsibilities included monitoring and disposing of legacy positions (residuals, subordinated bonds, credit IOs, and retained servicing interests).• Tasked with monitoring and managing the Morgan Stanley Credit Corp’s (“MSCC”) HELOC business. Terminated the program, froze credit lines to reduce undrawn exposure, and sold large portions of the position after extensive data capture and loan marketing.• By thoroughly researching, reverse engineering, and monitoring the HELOC residuals, I detected trustee cash flow disbursement errors on several securitized transactions.• Discovered and monetized six subprime servicing retained interest strips.• Developed the methodology for a loan level Freddie Mac prepayment model.• Created a REIT to house seized collateral from a failed REIT and explored its use as a blocker for foreign investment in domestic real estate.• Monitored risk, prepayment behavior, and default and loss severity of the loans underlying retained positions.
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Vice PresidentMorgan Stanley Apr 2004 - Dec 2008New York, Ny, UsVice President, Residential Loan Trading Mortgage Conduit and Securitization Program• Hired to develop the Alt A/B first lien loan conduit trading and securitization program based on my reputation, modeling expertise, and knowledge of securitized structures and deal documents.• Awarded the responsibility to create the second lien loan trading and securitization business.• Responsibilities included setting loan level pricing, publishing daily rate sheets, bidding on bulk/mini bulk packages, determining best execution strategies, analyzing risk/reward pricing, reverse engineering competitors’ transactions as well as monitoring competitors’ pricing, products, deal execution, and loan performance.• Analyzed structuring/disposition arbitrage for the securitization program.• Modified underwriting guides and credit criteria to mitigate risk for second lien product.• Derived second lien pricing and cash flow methodologies by creating prepayment curves, researching and analyzing seasoned deal performance, reverse engineering competitor transactions, and monitoring performance of all public second lien transactions.• Developed new loan pricing strategies and rate sheets to more accurately price loans that met our desired risk profile. • Created a stated income loan filter to detect borrowers that were most likely overstating income and at higher risk of early payment default.
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Senior ManagerDeloitte & Touche Jun 1996 - Apr 2004Senior Manager, Securitization Transactions• Managed internal / external client relationships and oversaw transaction services such as asset due diligence, asset / liability cash flow modeling and offering document disclosure.• Responsible for allocation of group resources and employee development.• Structured securitizations for asset types such as auto loans/leases, residential MBS, commercial MBS, stranded costs, equipment leases, and tax liens.• Built asset and liability cash flow models in Excel. • Reverse engineered securitized transactions.• Worked with firm partners to redesign analyst level recruiting process to accommodate the Securitization group’s specific talent needs.• Implemented interviewing techniques training program for Senior Managers and Managers.• Provided hiring recommendations to Managing Partner.
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AnalystCs First Boston Jun 1993 - Aug 1995Analyst, Real Estate Products Group• Accumulated commercial whole loan product, performed asset due diligence and formulated asset exit strategies including mortgage restructuring as well as securitization.• Produced product marketing packages and helped oversee transaction execution for securitizations, multifamily conduit product accumulation, fairness opinions, credit lease transactions and whole loan trading.• Coordinated efforts between accountants, lawyers, rating agencies and printers
Brian Hartmann Skills
Loans
Fixed Income
Financial Structuring
Securitization
Reverse Mortgages
Mortgage Lending
Financial Modeling
Derivatives
Bloomberg
Capital Markets
Valuation
Trading
Structured Finance
Bonds
Microsoft Excel
Agency Mbs
Loan Trading
Hmbs
Hecm
Qlikview
Intex
Vba
Real Estate Due Diligence
Microsoft Word
Powerpoint
Brian Hartmann Education Details
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University Of ChicagoEconomics -
Branson High School
Frequently Asked Questions about Brian Hartmann
What company does Brian Hartmann work for?
Brian Hartmann works for Tiaa Bank
What is Brian Hartmann's role at the current company?
Brian Hartmann's current role is Vice President.
What is Brian Hartmann's email address?
Brian Hartmann's email address is br****@****ank.com
What schools did Brian Hartmann attend?
Brian Hartmann attended University Of Chicago, Branson High School.
What skills is Brian Hartmann known for?
Brian Hartmann has skills like Loans, Fixed Income, Financial Structuring, Securitization, Reverse Mortgages, Mortgage Lending, Financial Modeling, Derivatives, Bloomberg, Capital Markets, Valuation, Trading.
Who are Brian Hartmann's colleagues?
Brian Hartmann's colleagues are Anuj Maheshwari, Eddie Smith, Alan Chartier, Santosh Bhandari, Gina Balletti, Beatrice Telesco, Muriel Gordon.
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