Jimmy Cho Email & Phone Number

Paris, Fr

VP and head liquidity products manager for the Global Transaction Banking (GTB) business of Societe Generale in the Americas.-Lead liquidity products manager of the Americas, managing our entire multi-billion USD liquidity portfolio comprised of client DDA deposits generated from our cash management & dollar clearing business which has grown ~300% during my tenure spearheaded by the strategic business growth initiatives/campaigns I’ve overseen-Pricing specialist responsible for the standard pricing of our deposit, overdraft, and intraday liquidity rates for both our corporate and financial clients, as well as directly advising our sales team in all unique pricing negotiations during prospective client engagements/pitches-Oversee and perform all the pricing analysis/analytics as well, both qualitatively and quantitatively by leveraging our internal SQL database and employing SQL scripts/commands to more efficiently and effectively conduct comprehensive, evolving, and adaptable big data analytics, mathematics, modeling/etc., and then be able to quickly query these results for business use and to help make informed business decisions-Key stakeholder and representative for our GTB business, and key point of contact for most all our internal counterparts i.e., treasury (ALCO, Liquidity Stress Testing, Capital Stress Testing, Asset Liability Management/etc.), risk (Liquidity Risk Management, Model Risk Management Governance, Credit, Reg W/etc.), IT (related to our SQL database, payments system/platforms/etc.), and others and built a reputation working with all our colleagues as a very dependable, informed, and value-add partner-Tasked with the overall management and health of our business’ balance sheet, liquidity, and profitability, in charge of our strategic business planning/budgeting with regards to NII projections, and serve as a key advisor to our front office, sales team, and senior management advising on any prospective new business opportunities

New York, New York, Us

VP on Apple Bank's Treasury Asset Liability Management (ALM) & Corporate Strategy team.-A multifaceted team within the Corporate Planning & Strategy arm of the bank, working directly with senior executives and the heads of other business/cross-functional teams, that is responsible for a mandate which encompasses asset liability management, interest rate risk, liquidity, capital/DFAST, bank strategy/strategic planning, and is overseen by the Asset Liability Committee (ALCO)-Created, built, and maintain an ALM database of account level deposit data dating back to 2014 using Microsoft SQL Server, which equipped the team with the ability to now be able to employ this granular data for use/leverage SQL queries to perform big data analytics/etc. that allowed us to better understanding of our deposits (i.e., pricing, behaviors, volatility, etc.), gain new insights to share, and empower senior management/ALCO with the knowledge to make better, and more informed strategic decisions

Frankfurt Am Main, Hessen, De

AVP on the Asset Liability Management team within Deutsche Bank's Treasury arm/division responsible for the Americas Banking Book (i.e., DB's Global Transaction Banking, and Wealth Management divisions).-Team lead/specialist on deposits in the Americas-Deposit (capacity/behavioral) modeling for purposes of Interest Rate Risk (decay rate, DRE), Liquidity risk (daily/proactive monitoring of deposit base/stability), etc.-Learned/wrote and leveraged SQL to more effectively and efficiently perform proactive analysis and gain more intimate understanding of our deposit base through data-mining at the most granular level (i.e., daily/account level data)-Worked in conjunction with counterparts on the Money Markets Desk to ensure sufficient levels of liquidity for funding needs, and to hedge duration risk arising from the use of our non-maturity deposits as a funding source-Assess cost of funds, value of funds, net interest margin, as well as the internal cost of funds curve, i.e., as it relates to remunerating businesses that are providers of funds (i.e., deposits) from those that are users of the funds (i.e., lending businesses/loan origination)-Weekly calls with FRB to discuss overall funding situation and answer questions as it relates to our deposits in the Americas-Americas lead/ALM counterpart to the business for deposit related campaigns/new deposit product offering/pricing/etc.-Worked closely with businesses to manage/ensure that their balance sheets do not exceed any leverage/RWA/etc. targets or limits-NII projections/forecasts related to our deposits, banking book loans (govt guaranteed export/import loans, receivables, LCs, revolvers, resi, multifamily, FI and C&I loans, hybrid arms, structured, etc.) used for IRRBB & CCAR/DFAST purposes, sensitivity analysis, and strategic optimization of balance sheet allocation

Frankfurt Am Main, Hessen, De

CCAR/DFAST lead and capital planning specialist for Deutsche Bank's Global Transaction Banking business.-Knowledgable on the end to end scenario creation process, requirements, best practices, industry-norms/expectations and methodology; similarly in tune with business RISK ID process-Extensive experience with B/PPNR team, external consulting brands (Novantas, McKinsey, etc.) and GMVG on both the model development-front, documentation-front, remediation of findings-front, and have independently developed models for the business as well-Earned a reputation for independently finding solutions to unexpected obstacles/challenges by understanding where issue fits within the scope of work and producing quick turnarounds to address/remediate, working with other stakeholders (technology/operations/data/finance/model/PMO teams and more)-Expert on understanding/interpreting/analyzing projections, inter-company eliminated figures, NII, projections with and without adjustments for all line items, schedules, scenarios, etc.-Extensive experience on aligning group planning with CCAR while understanding where key gaps in assumptions/challenges in marrying the two processes reside-Expert on best practices related to a BAU CCAR process, recommended governance layers and workflows, while maintaining practicality and embedding robust/satisfactory risk mitigations within the body of work-Extensive experience in producing resonating decks/presenting and obtaining approval from board level personnel successfully-Entrusted to independently implement/build out new or enhance existing processes and to execute self-driven ideas/objectives with full autonomy-Involved in/own/oversee most all work-streams/processes applicable to our business not aforementioned within the context of capital planning and stress testing (i.e., UBR hierarchy mappings, model input sourcing, loan data attestation, financial reporting, strategy reform, balance sheet optimization, capital planning, etc.)

New York, Ny, Us

Senior Associate Auditor for AIG's Investments & Enterprise Risk Management businesses.Audits Performed:-CCAR Stress Testing (Investments ERM Review and Challenge Process; CIO Group Stressed Reinvestment Plan Process; Stressed Scenario Asset Valuations Process; Life Settlements Stressed Financial Forecasting Process)-Affordable Housing Compliance Process-PwC Direct Assist: Affordable Housing Financial Reporting (Interim and Year-End/Roll-Forward)-Global Real Estate Investment Operations-North American Structured Products

Newark, New Jersey, Us

Staff Auditor, Level II for Prudential's Annuities & Retirement businesses.Audits Performed:-Annuities New Business Operations-Annuities Financial Reporting-Annuities AML-Actuarial Deferred Acquisition Costs

Newark, New Jersey, Us

-Responsible investment accountant and custody associate for fixed income funds investing in various types of bonds, derivatives, bank loans, and structured products on behalf of institutional, retail, and internal clients-Created a new internal reconciliation for client driven cash flows which more effectively accounted for management fees to ensure that clients are not erroneously billed-Precisely managed and coordinated all functions regarding all separate account cash flows or corporate actions that affect any of our 400+ portfolios, earning recognition and trust from management-Regarded as a resourceful teammate, always providing guidance on complicated tasks, market knowledge, excel, and training-First associate from summer 2011 class to be integrated by upper management into the merger program between accounting and custody teams-Initiated and completed the project of drafting an encyclopedia booklet and PowerPoint slides encompassing key essentials of the accounting team for the custody team, to expedite this merger-Awarded the Core Competency Role Model award in January 2012, and the Fast Five recognition in July 2011-Presented on the subject of bank loans to our internal accounting groups in Newark and Ireland in preparation for supporting our public bank loans desk

Newark, New Jersey, Us

-Allocated a full time associate's workload of 15 client portfolios to analyze and reconcile daily, while familiarizing myself with these portfolios speedily-Consistently offered assistance to teammates in reconciling their portfolios and net asset value reports to ensure timely performance of our group-Responsible for the reconciliation and management of two new portfolios, which was recently acquired, and assisted management in the discovery and resolution of systematic issues and contrasting data between internal and third party associates regarding these two new portfolios

Newark, New Jersey, Us

-Winner of June 2010 “Advisory KIR Award” recognizing the associate with the least discrepancies in portfolios-Reconciled daily trade activity for 12 institutional fixed income funds to ensure accurate accounting of funds-Assisted teammates in reconciling their portfolios and net asset value reports so that clients may receive requested reports on contractually agreed upon due dates-Voluntarily took on a research presentation project regarding MBS (TBA Market), gathered market knowledge and information on the subject and gave a structured, informative one hour presentation to the team