Jd Chatrath Email & Phone Number

Mississauga, Ontario, Canada

Brampton

• Underwriting new business, renewal, and endorsement according to guidelines and authority limits. Refers files along with summary and recommended course of action for those accounts outside underwriting authority and exceptions to guidelines.• Assists in developing, enhancing and maintaining underwriting methods and techniques, which achieve underwriting integrity in a cost-effective manner.• Works independently and makes decisions on individual risk selection and acceptance.• Negotiates and binds terms, conditions and premium for new and renewal accounts within individual assigned portfolio and authority level.• Responsible for production in order to generate new business opportunities and retain existing account which meets RBC Insurance’s strategies and underwriting guidelines

Mississauga

RBC insurance offers home, property, life, health, auto, travel and creditor insurance, as well as segregated funds to Canadians•Assisted client’s insurance needs and designed custom insurance package•Proactively identified client’s life insurance needs and actively referred to my Life Insurance Partners•Maintained underwriting authority while exceeding sales goals•Successfully completed RBC training and all related license courses •Consistently recognized for top sales within Advice Centre, year by year •Achieved Outstanding Rating for 2015 •Experienced in training/teaching and coaching other licensed advisors and new hiresfor effective positioning of insurance solutions resulting in sales

Mississauga ,Ontario

Canada Loyal Financial is Managing General Agency and leading distributor for 18 of the top insurance and financial serviceProviders in Canada • Advised and sold most appropriate product that meet client’s needs including life insurance ,Disability insurance and critical illness• Customised insurance program to suit individual customers , covering a variety of risks • Build pipeline of new prospects including direct contacts and follow ups ,networking and referral building ,cold calling ,advertising • Organised and prepared for all prospects meetings• Ensured compliance ,operational risk controls in accordance with Canada Loyal regulatory standards and policies and addressed any issues if any with regulators • Responded to client inquires efficiently

Milton ,Ontario

Scotia bank is Canadian-based bank providing a complete range of retail, commercial, corporate, investment and international banking services• Contributed to the team’s overall success by accurately identifying client’s needs and promoting products and services that addressed their needs. • Consistently exceeded sales targets • Cross sold personal financial needs /preferences using a financial planning approach• Promoted and sold retail investments, lending and deposit services using sound risk analysis techniques and credit adjudication judgement• Assigned client portfolios, professionally built and maintained working relationships with clients which resulted in client loyalty to the institution

is one of North America's leading diversified financial services companies providing banking, wealth management, insurance and capital markets services on a global basis•Initiated contact with existing RBC clients for the purposes of identifying and discussing the client’s financial needs and provided solutions to meet their needs •Provided sound financial advice to clients while promoting RBC’s products and services •Consistently exceeded sales targets while providing exceptional customer service•Ensured accuracy in completing all client transactions and documentation

Post-Graduate Certificate: Financial Planning

This Program provides individuals with the necessary knowledge and practical skills to begin a career in this growing profession. The CIFP.

Bachelor Of Business Administration (Bba), Finance, General

Financial analysis Financial management Canadian Securities Wealth Management Business computer applications Investments Personal.