Jd Chatrath Email & Phone Number

Mississauga, Ontario, Canada

Brampton

• Underwriting new business, renewal, and endorsement according to guidelines and authority limits. Refers files along with summary and recommended course of action for those accounts outside underwriting authority and.
• Assists in developing, enhancing and maintaining underwriting methods and techniques, which achieve underwriting integrity in a cost-effective manner.
• Works independently and makes decisions on individual risk selection and acceptance.
• Negotiates and binds terms, conditions and premium for new and renewal accounts within individual assigned portfolio and authority level.
• Responsible for production in order to generate new business opportunities and retain existing account which meets RBC Insurance’s strategies and underwriting guidelines

Mississauga

• RBC insurance offers home, property, life, health, auto, travel and creditor insurance, as well as segregated funds to Canadians
• Assisted client’s insurance needs and designed custom insurance package
• Proactively identified client’s life insurance needs and actively referred to my Life Insurance Partners
• Maintained underwriting authority while exceeding sales goals
• Successfully completed RBC training and all related license courses
• Consistently recognized for top sales within Advice Centre, year by year

Mississauga, Ontario

• Canada Loyal Financial is Managing General Agency and leading distributor for 18 of the top insurance and financial serviceProviders in Canada
• Advised and sold most appropriate product that meet client’s needs including life insurance,Disability insurance and critical illness
• Customised insurance program to suit individual customers, covering a variety of risks
• Build pipeline of new prospects including direct contacts and follow ups,networking and referral building,cold calling,advertising
• Organised and prepared for all prospects meetings
• Ensured compliance,operational risk controls in accordance with Canada Loyal regulatory standards and policies and addressed any issues if any with regulators

Milton, Ontario

• Scotia bank is Canadian-based bank providing a complete range of retail, commercial, corporate, investment and international banking services
• Contributed to the team’s overall success by accurately identifying client’s needs and promoting products and services that addressed their needs.
• Consistently exceeded sales targets
• Cross sold personal financial needs /preferences using a financial planning approach
• Promoted and sold retail investments, lending and deposit services using sound risk analysis techniques and credit adjudication judgement
• Assigned client portfolios, professionally built and maintained working relationships with clients which resulted in client loyalty to the institution

• is one of North America's leading diversified financial services companies providing banking, wealth management, insurance and capital markets services on a global basis
• Initiated contact with existing RBC clients for the purposes of identifying and discussing the client’s financial needs and provided solutions to meet their needs
• Provided sound financial advice to clients while promoting RBC’s products and services
• Consistently exceeded sales targets while providing exceptional customer service
• Ensured accuracy in completing all client transactions and documentation

Post-Graduate Certificate: Financial Planning

This Program provides individuals with the necessary knowledge and practical skills to begin a career in this growing profession. The CIFP.

Bachelor Of Business Administration (Bba), Finance, General

Financial analysis Financial management Canadian Securities Wealth Management Business computer applications Investments Personal.