Jd Chatman Email & Phone Number

East Denver

Asses client based mortgage operations to determine compliance with foreclosure federal and state specidfic laws and regulations.

Major duties summary as a Fraud Investigator consisted primarily of:•Reviewing banks operations and records to detect and report to FDIC Project Manager Financial Institution Fraud consisting of, but not limited to:1. External fraud, examples typically includes (a) Check Kiting, (b) False Loan Information, (c) Money Laundering.2.Insider Fraud, examples typically includes (a) officers, employees, or directors may be acting on their own or in collusion with others. Major duties summary as a LOAN REVIEW Analyst consisted primarily of:•Reviewing closed bank real estate loan portfolio to assess if lending practices violated regulatory lending guidelines, of the bank’s own lending policies, and if loans advanced was based prudent lending based on debtor’s cash flow and ability to repay thee debt.

Branch Office-Longmont, Co

My primary duties consisted of reviewing/analyzing commercial loan portfolio quality and assessing compliance with established policies, regulatory laws and regulations and prudent loan underwriting guidelines with regards to FDIC Risk Management Guidelines as noted below. Tasks also, included evaluating internal Loan Underwriting and Credit Administration practices (i.e. terms and structure of loans, including length, interest rate, conveyances, and payment terms). Additionally, during the reviews, evaluated management’s compliance with applicable laws and regulations.• Prepared Monthly Board Reports of all Loans reviewed and submitted to the Asset Risk Management Department for presentation to the Board of Directors.• Documented in the report the findings and exceptions noted in each loan reviewed that was 30 days or more past due.• Risk rated (assign appropriate risk grade) each loan reviewed in conjunction with bank’s internal rating system and Inter- agency (FDIC, Comptroller’s and FRB) regulatory risk rating guidelines, based on borrower’s debt service /cash flow capability.• Reports prepared include loan deficiencies found in collateral and credit exceptions on each loan reviewed.• Made recommendations to Senior Management regarding the course of action necessary to cure or correct deficiencies noted in the loan files. ***

Englewood Colorado

My primary duties consisted of reviewing/analyzing commercial loan portfolio quality and assessing compliance with established policies, regulatory guidelines connensurate with sound lending practices.•Documented findings and exceptions on all Bank loans; reported to BOD. Reviewed each loan 30 days or more past due.•Risk rated each loan in conjunction with bank’s internal and and federal regulatory risk rating guidelines.•Revised quarterly Allowance for Loss and Lease Loss reserve calculations procedures acceptable by federal regulators. •Prepared a study of various types of portfolio risks, collateral and credit exceptions.•Made recommendations to Senior Management and the Board of Directors regarding corrections or deficiencies noted in the loans reviewed. •Monitored and processed compliance requirements of OCC issued Regulatory Memorandum of Understanding and Consent Orders.

Colfax & Sherman-Denver, Co

In this position I functioned as the assistant to UCCC Administrator and responsible for the UCCC Regulatory Compliance Examination of the Colorado Consumer Lenders Program, which included Finance Companies, Mortgage Companies (2nd Mortgage Lending Activity only), and Colorado Payday Lenders.My primary Duties consisted of: •Approving and issuing lending licenses to the aforementioned consumer lenders.•Direct supervision of Financial Institutions Examiners who performed on-site financial examinations.•Performed Annual Performance Evaluations of financial institution examining staff. •Reviewed and remitted Financial Regulatory Reports to all institutions subject to examinations by my examining staff.•Assisted the Administrator in preparation Annual Operational Budget Forecasting.

Colfax & Lincoln/Denver, Co

Position was responsible managing the Safety and Soundness Examination Program of State Chartered Commercial Banks, Industrial Banks and Credit Unions. Primary duties included, but were not limited to:•Directing Supervision of 28 Financial Institutions Examiners.•Supervised scheduling of bank examinations165 Banks 125 Industrial Banks and 65 Credit Unions.•Prepared Examiners job assignments.•Performed Annual Performance Evaluations of mid-level supervisors (Team Leaders). •Wrote Memorandum of Understanding for issuance to troubled State Chartered Banks. •Functioned as Senior State Representative on State Bank Closings/Failures; transferring banks to FDIC Receivership for further processing which included selling or liquidating the closed banks assets.

Colfax And Lincoln-Denver, Colorado

Prior to being promoted to Chief Supervising Examiner, as a Safety and Soundness Senior Field Examiner my duties consisted of performing off-site and on-site examinations of commercial and real estate loans to assess portfolio risks, assessing and monitoring compliance with Federal and State banking laws and regulations. The effectiveness of banks overall operations were assessed, and the appropriate Composite CAMEL Ratings were assigned. In this position I was responsible for conducting exit meetings with the banks Senior Management and Board of Directors, and preparing the Report of Examination findings.

Bsba, Business Admiistration, B+

Activities and Societies: Business Administration; Accounting

School For Senior Bank Examiiners, Advanced Bank Regulatory Studies, B+

Diploma Of Graduation, Micro, Macro Economic, Bank Sim, Marketing, B+