Joe Deramos Email & Phone Number

Oak Park, Illinois, United States

Delivered tailored coaching programs to senior executives and business leaders, enhancing leadership capabilities and driving business growth. Provided strategic mentorship to startups and entrepreneurs, leading to successful business launches and expansions. Secured over $1,000,000 in new contracts for clients through impactful, weekly coaching sessions.

The Fresh Start Business Incubator is a nonprofit 501(c)(3) that fosters entrepreneurial and economic development in the community by offering professional assistance for early-stage firms and the creation of start-up businesses within Northeastern Illinois with a focus on underrepresented populations. Mentors of Fresh Start support clients in developing a business plan, executing projects, obtaining capital, and overall provide integral support to help build success.

Chicago, Illinois, United States

Spearheaded the development and implementation of new lending products, optimizing application processes for accuracy and efficiency. Trained and mentored new referral partners, ensuring effective collaboration and seamless integration. Increased pipeline efficiency by 80% by decreasing application turnaround from 5 days to 24 hours.

Oak Park, Il

Provided conveyance options and solutions to a wide range of the general public while maintaining a safe working environment and a professional atmosphere.

Oak Brook, Il

Cultivated and managed commercial banking client relationships in order increase the cash flow of the customer and drive revenue into the bank; developed relationships with both internal and external partners in order to maximize referral opportunities; scheduled and presented 12-15 meetings per week with prospective commercial customers; executed a sales plan with each prospect to offer credit and product solutions including, but not limited to: commercial real estate funding, revolving lines… Show more Cultivated and managed commercial banking client relationships in order increase the cash flow of the customer and drive revenue into the bank; developed relationships with both internal and external partners in order to maximize referral opportunities; scheduled and presented 12-15 meetings per week with prospective commercial customers; executed a sales plan with each prospect to offer credit and product solutions including, but not limited to: commercial real estate funding, revolving lines of credit, treasury management solutions and investment options; self-generated over $8MM in loan opportunities; performed income and credit analysis of all financial and loan documents and presented applications to committee. Show less

Greater Chicago Area

Responsible for generating revenue by sourcing new banking opportunities for business customers with revenues under $20MM; managed an existing client base of 50 customers; leveraged internal and external partnerships to secure new business relationships; responsible for managing SalesForce pipeline and conducting a minimum of 12 qualified appointments per week; originated and closed an average of $9MM per year in credit opportunities, including SBA; generated over $40K in cross sell revenue per… Show more Responsible for generating revenue by sourcing new banking opportunities for business customers with revenues under $20MM; managed an existing client base of 50 customers; leveraged internal and external partnerships to secure new business relationships; responsible for managing SalesForce pipeline and conducting a minimum of 12 qualified appointments per week; originated and closed an average of $9MM per year in credit opportunities, including SBA; generated over $40K in cross sell revenue per year; over a 5 year period, received numerous quarterly and annual awards for top performance in core and cross sell revenue generation. Show less

Oak Brook, Il

Responsible for sourcing commercial real estate lending deals for credit needs between $100K - $1MM in the states of IL, WI and IN; developed new relationships with bankers and mortgage brokers utilizing various strategies such as tradeshows, community events and referrals from existing customers; facilitated loan submission packages and performed financial analysis prior to underwriting; managed a CRM system of over 500 brokers over 3 states and conducted a minimum of 10 appointments per week,… Show more Responsible for sourcing commercial real estate lending deals for credit needs between $100K - $1MM in the states of IL, WI and IN; developed new relationships with bankers and mortgage brokers utilizing various strategies such as tradeshows, community events and referrals from existing customers; facilitated loan submission packages and performed financial analysis prior to underwriting; managed a CRM system of over 500 brokers over 3 states and conducted a minimum of 10 appointments per week, including overnight travel; closed an average of $2.5MM in CRE loans per year. Show less

Chicago, Il

Sales and ManagementPresented personal insurance solutions to high net worth individuals; leveraged internal partnerships and an existing customer base to increase sales revenue by over $300K within the private client division; managed a team of 6 underwriters with productivity and profitability goals for 10 states; traveled within the assigned territory to assist in marketing efforts and provide product training to brokers; responsible for the selection and training of new associates as… Show more Sales and ManagementPresented personal insurance solutions to high net worth individuals; leveraged internal partnerships and an existing customer base to increase sales revenue by over $300K within the private client division; managed a team of 6 underwriters with productivity and profitability goals for 10 states; traveled within the assigned territory to assist in marketing efforts and provide product training to brokers; responsible for the selection and training of new associates as well as performance management, salary administration and career development plans; managed over 50 customer service representatives taking in excess of 4,000 calls per day; trained and supervised a staff of 20 first line underwriting and customer service representatives.Operations and UnderwritingResponsible for risk analysis of all new business applications for high net worth individuals; coordinated, managed and negotiated a renewal book of business valued at over $30MM; increased gross written premium by over $1.5MM; achieved a loss ratio of 42% while increasing premium growth by 12% year over year; increased annual premium revenue by over $1MM on existing business through telephone marketing efforts; provided detail call reports and analysis on a daily basis to ensure a high customer satisfaction score within the call center environment; provide 2nd level technical support for insurance rating platform; played a primary role in the successful installation of commercial rating software for over 400 brokers in 38 states. Show less