Jean-David Ragot Email & Phone Number

Sydney, Nsw, Au

North Sydney, Nsw, Au

Leading the ANZ Risk Analytics team in charge of AASB9 / IFRS9, stress testing and producing data-driven insights for our $20bn portfolio of Mortgages (Prime and Non-Conforming), Asset Finance, Commercial and Personal loans.• LEADERSHIP AND STRATEGYBuilding, managing and mentoring a team with versatile profiles ranging from consulting, data science and creditStrategic and Risk analysis for new products and projects• RISK MANAGEMENT FRAMEWORKDesign and implementation of the Risk Management Framework with the risk leadership team, in line with CPS 220 - Risk Appetite Statement, Financial Risk Management Framework, policies, charters, quantification of Operational risksSecretary of Pepper's Credit Committee and member of the Risk Committee• AASB9/IFRS9 & STRESS TESTINGDevelopment, implementation, re-calibration and audit supervision of collective provisioning models (Expected Credit Losses derived from PD/LGD/EAD models) for a A$20Bn portfolioDevelopment of Stress Test models, Sensitivity analysis• ANALYTICS Journey from Descriptive to Predictive to Prescriptive analyticsMacroeconomic and portfolio analysis, continuous monitoring of our portfolios through Business Intelligence and a suite of automated dashboards/reports to produce data-driven actionable insights for executive and board meetings

New York, Ny, Us

Structured Finance Analyst on 200+ transactions with a total issuance amount of €20+bn• Collateralized Loan Obligation (CLOs), ABS and SME transactions, RMBS• Repacks of ABS/project finance and Corporate bonds or loans• Synthetic CDOs and Credit Linked Notes, credit derivatives (CDS, IRS, TRS, Repo)• Islamic Finance, Commodity CDOs and other structured productsNotable transactions and achievements• Strong track record in both cash and synthetic securitisations with different legal frameworks and local market characteristics: UK, Germany, France, Spain, Italy, Portugal, Netherlands• Ares European CLO VI, First quarterly paying European CLO • Large Balance Sheet Transactions balance sheet to reduce credit exposure and RWA

Paris, Fr

Buyer's credit and Commodity Finance facilities with European and Emerging Export Credit Agencies

Post Master'S Degree, Dess 212 - International Affairs - Geopolitics And Commodities

Mba Program, Finance

Master, Economics - Management - Finance