Jean Fernandes, a Singapore citizen, is a seasoned and commercially astute CFO who specialises in financially transforming businesses through strategic, financial, risk & operational discipline. Being both strategic and operational, she is adept at acquisition, divestitures, building digital businesses and legal entity reorganisation.Currently, Jean is the Group Chief Financial Officer for Wealth and Retail Banking at Standard Chartered Bank. Jean is a versatile CFO having covered the breadth of the banking business through multiple Senior Managing Director CFO roles in Standard Chartered Bank which include Regional CFO of ASEAN and South Asia, CFO of the Global Private Bank, CFO of Corporate & Institutional Clients business and CFO of the Singapore market. She was also Group CFO at GXS Digital Bank responsible for building and launching digital banks in ASEAN. She has deep knowledge of Asian markets and extensive experience in stewarding boards, regulators, investors & rating agencies.Jean is motivated by opportunities to create valuable franchisees by conceiving and executing strategic & operational transformation in a complex, fast growing and innovative environment.In her personal time and capacity, she creates social impact by coaching underrepresented groups for career advancement and mentoring entrepreneurs/startups for success. Jean has a solid educational grounding being a Rank holder Chartered Accountant and Chartered Financial Analyst.