Everyone deserves personalized financial advice. Are you struggling to achieve your financial goals? Are you unsure of how to invest in your TSP or 401(k) to retire comfortably? Do you stress because you can't get a handle on your debt? Is your life insurance only provided through your employer? As your personal financial strategist, working together, I can help you define and meet your goals, preserve and grow your wealth. My vision to provide individuals and small business owners with the education and guidance they need in order to achieve their financial independence. I am a wealth strategist, accredited financial counselor, former Morgan Stanley Wealth Management advisor, and insurance agent. I believe in helping clients find money they may be throwing away unknowingly and unnecessarily. I served over 36-years in the U. S. Air Force (Colonel, retired). During my career I formulated, defended, and executed annual budgets in excess of $30B through all phases of the financial processes. I also conducted forensic audits and developed lean organizational strategies and management processes. I thrive in helping individuals and business owners. That's why I volunteered over 25 years providing individual counseling and conducting workshops. I provide one-on-one sessions to help you achieve immediate and long-term goals, devise executable strategies to reduce debt while still enjoying your lifestyle. I ran my non-profit financial literacy and empowerment organization and taught Dave Ramsey's, "Financial Peace" classes for three years. Author “Every Penny Counts – How to become a middle-income millionaire” My ability to explain concepts to clients in a manner that they can understand is what I’m most known for. My common sense, pragmatic approach when considering financial alternatives stands out among others. My passion for this industry is what is behind my belief that Pryor Financial is “creating personalized solutions for your financial success.”