* Conduct analysis of customer’s financial data and related market information* Assess credit risk* Summarize findings* Make recommendations* Present analysis to management in a clear concise format

* Conducted in-depth account analysis as defined by BSA (Bank Secrecy Act) to identify money laundering, structuring activity and tax evasion related to customer activity, business units, administrative managers and other senior officials.* Ensured compliance with all aspects of the BSA, OFAC (Office of Foreign Assets and Control) and USA Patriot Act, including monitoring transactions, filing SARS, monitoring KYC reports and OFAC Compliance.* Responsible for transaction… Show more * Conducted in-depth account analysis as defined by BSA (Bank Secrecy Act) to identify money laundering, structuring activity and tax evasion related to customer activity, business units, administrative managers and other senior officials.* Ensured compliance with all aspects of the BSA, OFAC (Office of Foreign Assets and Control) and USA Patriot Act, including monitoring transactions, filing SARS, monitoring KYC reports and OFAC Compliance.* Responsible for transaction monitoring and PEP (Politically Exposed Persons) research as it relates to OFAC. Show less

* Responsible for determining creditworthiness of applicants and approving, countering or declining consumer loans to include home equity loans and lines, auto, boat, credit cards, CD secured loans and unsecured loans and lines.* Responsible for utilizing standardized underwriting practices and for rendering decisions within prescribed time frames. Whitney National Bank utilizes a paperless underwriting system – ALSCOM.* Monitored and manage existing accounts to include renewals… Show more * Responsible for determining creditworthiness of applicants and approving, countering or declining consumer loans to include home equity loans and lines, auto, boat, credit cards, CD secured loans and unsecured loans and lines.* Responsible for utilizing standardized underwriting practices and for rendering decisions within prescribed time frames. Whitney National Bank utilizes a paperless underwriting system – ALSCOM.* Monitored and manage existing accounts to include renewals, amendments and modifications.* Responsible for cross selling loan products to existing customers in an effort to meet the bank’s goals.* Reviewed loans prior to closing to ensure conditions of approval are met prior to the issuance of closing documents as needed.* Maintained bank’s goals and adhere to retail credit policy. Show less

* Responsible for the solicitation of residential mortgage loans in the New Orleans area with a focus on first time homebuyers in the low to moderate income range. Review customer’s credit situation and determine which loan program best suits their needs. Conduct homebuyer training classes for various non-profit agencies such as ACORN, Neighborhood Development Foundation, HUD, Central City Housing, Desire Housing and Neighborhood Housing Services* Major Accomplishments:*… Show more * Responsible for the solicitation of residential mortgage loans in the New Orleans area with a focus on first time homebuyers in the low to moderate income range. Review customer’s credit situation and determine which loan program best suits their needs. Conduct homebuyer training classes for various non-profit agencies such as ACORN, Neighborhood Development Foundation, HUD, Central City Housing, Desire Housing and Neighborhood Housing Services* Major Accomplishments:* Successfully developed and implemented numerous marketing strategies* Successfully increased production by 40-50% within a three month period Show less