Jedd Hepker, Mba Email & Phone Number

Johannesburg, Gp, Za

Johannesburg Metropolitan Area

Sandton, Gp, South Africa

As a Credit Team Leader, I am accountable for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses.- Maintain a department organizational structure sufficient to meet all goals and objectives- Properly motivate, coach and train the Credit Analysts in my team- Measure department performance with appropriate metrics- Manage relations with various stakeholders both within and external to the company- Maintain the corporate credit policy- Recommend changes in the credit policy to senior management- Monitor the portfolio as well as the credit granting and updating process- Accept or reject the staff's credit recommendations

Johannesburg Area, South Africa

- Complete in-depth analysis of new credit requests, credit risks and annual relationship reviews for local and non-local entities.- Provide recommendations for mitigation and deal structure to the credit committee.- Undertaking risk analysis by developing statistical models.- Deliver meaningful, detailed credit analysis while providing efficient, timely service and insight to various stakeholders.

Johannesburg Area, South Africa

Conduct research into specific areas/ topicsCompile into cogent conclusions to inform recommendations Financial modelling to evaluate various business scenarios and optionsDevelop recommendations for a course of action, informed by the analysisBe able to develop and maintain good communications and relationship with customers

Johannesburg Area, South Africa

Carry out research and data collection and analysis to understand the organisation and the project.Present findings and recommendations to clients.Participate in the implementation of the recommendations/solutions and ensure the client receives the assistance to carry them out.

Sandton

-- April 2012 – September 2014: Senior Legal Risk ConsultantDeal / Transaction management including conditions, deal structure, negotiation, and execution as well as providing an advisory and support service with regards to various lending deals in a time sensitive environment.Assessed credit applications and approvals to ensure deals were structured correctly in order to protect the Bank’s interests.Involved in management of the administration and operations including training, motivation and quality standards.Provided strategic council and assisted in training junior Consultants resulting in improved relations and communication with other business units, motivation and efficiency.Successfully negotiated with and developed strong relationships with various business units both within and outside the Bank in order to efficiently and effectively implement deals for the Bank and its clients.Inspired a change of culture within the team resulting in improved relationships both within the team and with other business units as well as leading to an improvement in operating efficiency.--Oct 2011 – Mar 2012: Client Services Consultant (6 month Contract)Ultimately responsible for assisting customers with their accounts as well as advising on investment in the diverse products under Asset Management.--Apr 2011 – Sep 2011: Insurance Risk Administrator (6 month Contract)Assessed the risk potential of the business, using the information to formulate insurance recommendations. This ensured the Bank maintained adequate coverage for assets bonded to the Bank.

Sandton

Successfully managed a portfolio of medium to large corporate clients. This entailed approval and continuous quality risk management of credit facilities and client information.

Master Of Business Administration - Mba, Business Administration And Management, General

Bcom Honours, Business Finance

Activities and Societies: Member Golden Key Honour Society

Bachelor Of Commerce - Bcom, Corporate Finance, Investment & Law

Cgma

Chartered Global Management Accountant, Accounting, Finance And Business