As a Senior Loan Officer, I help existing homeowners, future homeowners, real estate investors, and aspiring real estate investors identify the lowest cost financing structure, among the many mortgage program choices available, which allows them to reach their financing objectives. I then facilitate loan delivery with a process designed to adapt to and interfere as little as possible with their busy schedules. I provide my customers with the right loan program, quickly and efficiently.Identifying the lowest cost financing structure starts with assessing financing eligibility (i.e., review of income documentation, asset documentation, a credit report and, most importantly, customer needs). Following completion of this review, my customer and I tag various loan options under conventional and government loan program categories that fit their needs and circumstances. Conventional loans include conforming and jumbo loans. Government loans include Federal Housing Administration (FHA), U.S. Department of Veterans Affairs (VA) and U.S. Department of Agriculture (USDA) loan programs. Once my customer and I know which loan programs fit their particular credit profile, I calculate and we compare overall costs for each program, which allows us to discover their lowest cost financing structure. Mortgage loans are available and investors are lending. I welcome the opportunity to help you find and secure the lowest cost mortgage structure on your next real estate financing transaction.Specialties: Real Estate Purchase Financing, Refinancing, Conventional Loan Programs, FHA Loan Programs, VA Loan Programs, Real Estate Investor Financing, First Time Home Buyer Financing
Listed skills include Mortgage Lending, Fha, First Time Home Buyers, Refinance, and 26 others.