Jeet Gala, Ca, Cfa Email & Phone Number

Mumbai, Mh, In

Mumbai Area, India

Bkc

Project Finance:• Understanding real estate project feasibility and the credit needs of the client.• Studying current status of the project and evaluating approvals received / to be received.• Incorporating data points and important clauses from various client agreements.• Assessment of business risks and potential credit risk to any financial institution and arrive at appropriate mitigants.• Conducting site visits and preparing Information Memorandum detailing the entire… Show more Project Finance:• Understanding real estate project feasibility and the credit needs of the client.• Studying current status of the project and evaluating approvals received / to be received.• Incorporating data points and important clauses from various client agreements.• Assessment of business risks and potential credit risk to any financial institution and arrive at appropriate mitigants.• Conducting site visits and preparing Information Memorandum detailing the entire proposal.• Attending to queries raised by financial institutions.• Coordinating with external legal, technical and valuer teams.• Follow-up for ensuring timely sanction and facilitating disbursement formalities.• Client servicing for any routine institutional credit checks / audits.• Engaged in couple of private equity deals.Portfolio Management:• Managing portfolio of leveraged assets for derivatives trading.• Mandates from Corporates for cost reduction strategies.• Ensuring effective margin utilization, adequate risk exposure and stress testing basis client profiling.• Handle margin call related reporting, line excess & exception monitoring / reporting.• Prepare risk presentation decks for internal and external stakeholders. Show less

Mumbai

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Mumbai

A social media platform to share what brands you wear.

Bkc Towers, Mumbai

• Managing clients with turnover upto Rs.1,000 crores and ticket size upto Rs.250 crores.• Involved in initial credit analysis and credit requirements of new-to-bank clients and presenting the case to Mid Corporate Group vertical head for in-principal approval.• Liaise with corporate clients to finalize the structure and terms & conditions.• Assessing various business risks to which the client is exposed and potential credit risk to the bank and arrive at appropriate mitigants.•… Show more • Managing clients with turnover upto Rs.1,000 crores and ticket size upto Rs.250 crores.• Involved in initial credit analysis and credit requirements of new-to-bank clients and presenting the case to Mid Corporate Group vertical head for in-principal approval.• Liaise with corporate clients to finalize the structure and terms & conditions.• Assessing various business risks to which the client is exposed and potential credit risk to the bank and arrive at appropriate mitigants.• Preparation of exhaustive credit proposal note including financial modeling, projections and recommendations. Presenting the case to various senior management committees for sanction.• Co-ordinate with different group within the bank such as risk, compliance, legal, commercial banking, international banking, ALM.• Liaise with corporate clients for enhancing wallet share.• Involved in project finance deals in hospitality, medical and commercial real estate sectors with respective project finance group.• Credit monitoring and review of loan portfolio and ensuring good asset quality with raising early warning signals in case of stressed assets.• Managing of stress assets and taking appropriate credit calls. Show less

Rna Corporate Park, Kalanagar, Bandra East

• Managing clients with turnover upto Rs.250 crores and ticket size upto Rs.40 crores.• Doing the internal credit rating of new proposal and deciding whether to take exposure in the same.• Analyzing the financials and preparing CMA data in Bank’s format.• Preparation of exhaustive proposal for credit facilities which majorly includes the analysis of the following:1. Business Model 2. Project Viability3. Management… Show more • Managing clients with turnover upto Rs.250 crores and ticket size upto Rs.40 crores.• Doing the internal credit rating of new proposal and deciding whether to take exposure in the same.• Analyzing the financials and preparing CMA data in Bank’s format.• Preparation of exhaustive proposal for credit facilities which majorly includes the analysis of the following:1. Business Model 2. Project Viability3. Management Analysis 4. Security Structure5. Detailed Operational & Financial Analysis 6. Assessment of credit limits 7. CIBIL / RBI / ECGC / Defaulter check 8. Pricing Structure9. Industry Analysis• Ensuring that appropriate level of due diligence and risk tolerance is applied in credit decision making.• Processing day – to – day credit requests of the customer.• Recognition and identification of NPAs through RBI’s laid down norms and take appropriate preventive/corrective steps in a timely manner in respect of each identified problematic loan account.• Understanding of the following credit products:1. Cash Credit 2. Term Loan3. Letter of Credit 4. Buyers Credit5. Loan Equivalent Risk 6. Bank Guarantee7. Working Capital Demand Loan 8. Import / Export Finance9. Bill Discounting backed by LC 10. Overdraft Facility 11. Advances against Guarantee (SBLC) • Involved in post sanctioning and disbursement formalities including documentation.• Exposure to industries such as commercial real estate, hospitality and medical. Show less

Matunga

• Analyzing the balance sheet and giving projections for the CMA report for the purpose of obtaining bank finance.• Majorly handled Internal Audit of shipping, coaching, construction, pharmaceutical, school related businesses.• Involved in restatement of financial accounts, drafting of comfort letter to be issued by the Statutory Auditors for the purpose of filing DRHP for IPO.• Statutory Audit and Tax Audit of stock broking, construction, shipping, manufacturers, traders, school… Show more • Analyzing the balance sheet and giving projections for the CMA report for the purpose of obtaining bank finance.• Majorly handled Internal Audit of shipping, coaching, construction, pharmaceutical, school related businesses.• Involved in restatement of financial accounts, drafting of comfort letter to be issued by the Statutory Auditors for the purpose of filing DRHP for IPO.• Statutory Audit and Tax Audit of stock broking, construction, shipping, manufacturers, traders, school related businesses.• Involved in Stock Audits, Bank Branch Audits and Special Assignments.• Preparation of Computations of Income and e-Filing of income tax returns for companies, partnership firms, individuals and HUFs.• Taxation work at scrutiny and appeal level. Involved in the ROC compliance audit assignment fora group of companies.• Major clients include Neptune Developers Ltd., Mahesh Tutorials Pvt. Ltd., Arrow Webtex, Ltd., FLAME School, Richfeel Health & Beauty Care Pvt. Ltd., Maersk Line, Binhendi Fashions (Hugo Boss), Encube Ethicals Pvt. Ltd. Show less

Chartered Financial Analyst, Finance And Financial Management Services, Cleared Level Iii In 1St Attempt

Master Of Commerce (Mcom), Commerce, Distinction

Activities and Societies: Represented college in Basketball

Ca, Accounts & Finance, Cleared All Levels In 1St Attempt

Activities and Societies: - 30 day GMCS Course - Information Technology Course

Bachelor Of Commerce (Bcom), Commerce, Distinction

Activities and Societies: Represented college in Basketball | Best Sportsman of the college | Represented college in Handball | Lights.

Ssc, Mathematics, History & Geography, Science And Languages, Distinction

Activities and Societies: Represented school in Basketball | Won State Level Basketball Championships | Played basketball upto National.

Primary Schooling, Mathematics, English, History, Gujarati, Distinction

Activities and Societies: Presented school in Volleyball | Won many awards in intra-school athletic competitions