• Independent financial services consultant focusing on fixed income and derivative solutions including the transition from LIBOR to SOFR• Presented on SOFR derivative OTC and exchange traded market liquidity at the NY City Bar Banking Law Committee meeting (October 2022) • Presented on SOFR derivative market liquidity at the NY City Bar Banking Law Committee meeting (October 2021) • Presented 2-day SOFR OTC derivatives seminar in San Francisco for Marcus Evans (November 2019) • Presented SOFR OTC derivatives seminar at GFMI New York conference (June 2019)

• Ran all OTC interest rate option pricing and market analysis in U.S. and Canadian dollars • Designed, implemented, and ran the firm’s electronic trading platform for OTC interest rate options• Developed and actively managed interest rate derivative accounts, including direct client facing sales• Derivative products included: swaps, caps, floors, swaptions, CMT/CMS swaps and options, and exotic instruments• Conducted training sessions for the firm on interest rate options

• Coordinated the firm’s efforts to build an interest rate option desk in New York. Responsibilities included option pricing, account coverage, and conducting training sessions for junior staff members on swaps and options• Concentrated on U.S. and Canadian dollar interest rate derivatives markets• Gained technical knowledge of CMT/CMS swaps and options, index amortized swaps, digital options, and exotic option products

•Headed up the marketing of caps, floors, and swaptions to Japanese financial institutions based in London•Enlarged account coverage to focus on European and British banking concerns•Expanded product knowledge to options denominated in the major European currencies

•Established the interest rate option desk in Tokyo. •Worked with Japanese and foreign financial institutions to develop the market for yen and U.S. dollar caps, floors, and swaptions•Responsible for pricing options for the firm’s Far East centers as well as training members of the Tokyo desk

•Acted in a broker capacity for interest rate cap, floor, and swaption transactions in U.S. dollars and European currencies•Additional product experience included swaps, forward rate agreements, and Eurodollar deposits

•Analyzed and marketed fixed income and equity products to the firm’s retail system•Expanded responsibility to include making a secondary market in certificates of deposit •Certified as a Registered Representative by the NYSE and the National Association of Securities Dealers in August 1985