Jeff Keenum Email & Phone Number

• Day to day CDE Operations -QEI and QLICI Deployment -NMTC Project sourcing and placement -Loan and project underwriting• Asset and Portfolio Management -$500+ million QLICI portfolio -$350+ million Leverage/Source/Direct Loan portfolio • Small QLICI Loan Funds -Source, manage and service UBCD allocation and 3rd party CDE allocation• Construction Review and Management -Review and approve construction draws -Coordinate with Tax Credit Investors, CDEs and Lenders throughout construction and draw process• Compliance and Reporting -Assist projects in all NMTC compliance and reporting requirements -Utilize AMIS and CDFI reporting criteria• NMTC Project Industries Include: -Manufacturing -Healthcare -Education -Food Service -Retail -Non-profit -Various small business

Atmore, Alabama

Mobile, Alabama Area

I have taken on the additional responsibilities of a loan assistant while upholding my current responsibilities as a credit analyst. Many duties comingle, however I've acquired many new obligations I must see to on a day to day basis that include:Assist two senior loan officers in maintaining and developing their loan portfolios Directly work with title companies, insurance agencies, mortgage companies, and real estate agents to acquire necessary documentation pertaining to the loan process. Maintain open communication with customers, mortgage companies, and loan officers to ensure proper and timely processing of loansComplete initial disclosures and ensure proper delivery to the borrowerHandle customer requests for loan advances and coordinate advances with construction companies Work directly with borrower to obtain necessary supporting documentation for credit, assets, income, and property specific itemsAct as a point of contact for the borrower, and keep the borrower informed throughout the loan process along with the promotion and cross-selling of other products and services as appropriate to customer requirementsVerify and validate supporting income, assets, and liabilities. Order and review construction inspections and appraisals Review and verify credit reportsResponsible for maintaining loan officers tracking reportsProcess invoices

Mobile, Alabama Area

Comprehensive and broad use of CASH Insight & CRE (Financial Tools) that includes:  Financial Statement Analysis Tax Return Analysis for Companies and Individuals Global Cash Flow Analysis comprised of Borrowers, Guarantors and Properties Stress Test Borrowers and GuarantorsProficient knowledge of commercial and consumer credit offerings as well as loan applications pertaining to consumer construction loans, real estate, auto, marine, commercial property, and project development. Integral part of the loan underwriting process by determining cash flows and financial strengthIn depth and independent underwriting of new and renewed loansInterpret personal and business tax returns, financial statements, P&L statements, and balance sheetsPrioritize a variety of projects with multiple lenders to achieve individual and group goalsAnalyze real estate appraisals and market conditions for proposed loansPerform maintenance on customer accountsHighly experienced in day to day loan operations

Mobile, Alabama Area

As part of my management training I have worked as a Customer Service Representative (CSR) and bank teller to fully integrate my knowledge in day to day bank operationsProficient in all aspects of customer relations whether it be account opening, product knowledge, cross selling, or loan applicationsAdvised customers on products and services offered through Community BankMeet customers’ financial needs by proactively matching and selling or cross-selling appropriate products and servicesExcellent cash handling skillsCan serve as backup/replacement at each of these positions when neededHighly experienced in day to day bank operationsAble to perform multiple task and duties related to my current position along with balancing needs that must be filled with our staffExcellent customer service and communication skills, along with the ability to work under busy conditions with a high attention to detail

Biloxi, Mississippi

Extensive job shadowing with: CSR’s, Claims, Marketing, Bonds, Surety, Production, Commercial Lines, Personal Lines, Risk Management, and Accounts management.• Headed a group of office assistants to transfer office files to an offsite location; responsible for both in office task as well as management and placement of files offsite• Responsible of offsite file location after being moved; this includes additional files, scanning in new files, and the disposal of out of date files • Verified and analyzed claims then transferred to specific fields of interest• Surveyed personal residence and commercial buildings/properties • Visited job sites to help enforce job safety requirements (risk management)• Experience in client meetings in sales and marketing• Created excel spreadsheets of client health care accounts to show optimal strategies

Bachelor Of Science (B.S.), Finance & Economics

Activities and Societies: Spring Hill College Baseball Team

Banking

Mississippi School Of Banking, Banking

Advance Commercial Lending School, Banking