Chief Lending Officer for US operations of International finanacial institution.

I build custom made mortgage companies (Brokers, Lenders, Services) for individuals or entities who want to enter the mortgage space in various capacities. Start-Up Projects have included First Horizon Home Equity, Advanced Mortgage and Investments Inc., Forward Mortgage Lending (now Sage Mortgage), UpMortgage, Guzzo and Co Int'l... Currently building Advanced Mortgage Group.

Senior manager/consultant specializing in start-up's, Retail, Wholesale, Training and Facilitation. Built multiple mortgage broker and lending companies from ground-up for individuals seeking to enter the mortgage space.

Director of Regional Wholesale Sales, consistently at the top of Loan Sifter for the best rates in the industry and looking to add the best wholesale reps.

We have assembled industry leading lenders under one roof to offer borrowers the best possible loan product for any situation.

Business Start-Up. I manufactured Forward Mortgage Lending from ground up, managed and grew it from Zero to a Multi Million dollar brokerage ultimately sold to Red Ventures. The company is now know as Sage Mortgage.

Brand Development and VP of Domestic Sales. Worlds First and Only complete line of Nano Diamond Lubricants. Developed for the US Military under CRADA now available for consumer use.

Marketing, Branding, Origination, Underwriting and Management

Facilitate group training on implementation of CORE Mortgage Software Management SystemTravel nationally to provide site support for Branch Sales, Mortgage and Banking Branches as well asFulfillment Sites and Centralized Sales and Processing locations.Train employees on Mortgage Origination, Underwriting, Processing and Closing procedures includingcompliance and fraud detection and prevention.

Forensic Mortgage Audits looking for Fraud, Misrepresentation, Illegal Foreclosure Activity, Securtization Audits, MERS infractions, Title/Recording audits.Consulting Law firms in Foreclosure Defense.

Leading Mortgage Banker Broker offering Correspondent and Broker products with locations in Virginia,North and South Carolina. Products included Agency, Non Agency, Jumbo, Super Jumbo, Private Money and Commercial mortgages. Specialized in Builder Relationships and Purchase Money for mostly affluent clients.

Founded a Mortgage Bank with locations and licensing in Cornelius NC, Greensboro NC, MartinsvilleVA and Columbia SC.Managed Office managers, processors, sales representatives between offices in NC, SC and VA.Implemented training course for new recruits — speeding profitability.Incorporated Sub-prime and Conforming Loan products.Approved FNMAE and FDMC underwriter and electronic submissions.Developed and maintained a matrix of more than one hundred vendors (lenders) ranging from lowsubprime to the best rate conforming, jumbo and super jumbo mortgage products.Attend and participate in Industry Trade Shows to constantly update and improve vendor quality andProduct matrix.Member of National Association of Mortgage Bankers, North Carolina Association of MortgageProfessionals, South Carolina Mortgage Banking Association.

Leader in sales volume of a staff of over 30 account representatives in monthly and year-to-dateproduction.Managed accounts as Correspondent relationships as well as Broker/Lender setupsProcured, developed and grew relationships with Mortgage Brokers and their Loan Officers for longterm sales and repeat submissions.Performed quality control audits to insure company and consumer were protected against fraud.Responsible for coverage of two states, North Carolina and South Carolina.Offered Sub Prime as well as Conforming Loan Products.

Responsible for origination, processing and closing mortgage loans in North Carolina.Leader in Originations at time of departure.Courthouse Retrieval and title research for lead procurement.Direct mail, cold call, telemarketing and word of mouth origination techniques applied.