NMLS # 524906. I started in the financing industry in 1987 and moved into the mortgage industry in 1991 as a Mortgage Loan Officer in Utah. During my tenure, I have experienced numerous changes in the industry and held nearly every position available in the mortgage industry, including many leadership roles. As a result, I've have risen to the top of the industry. With my extensive experience, I have built a strong network of contacts in both the mortgage and real estate industry. Through my network I can help you find a realtor that will match up to your needs and perhaps even your personality. I effectively consult with each of my clients to find the best loans available for their needs and wants. With my vast experience and dedication to my clients, I continuously receive high praise and reports from my customers. I competed in many sports throughout my life, including playing football for the University of Utah. My competitive nature has always served me well in the mortgage industry and worked in the favor for my clients and borrowers as I never give up and love to win. I have served in my community as an educator, an instructor, and a coach for various sports. I also served an LDS Mission in Atlanta, Georgia. Serving others brings me great joy and happiness. I have lived in Davis County my entire life. I am married with 6 kids and 11 grandchildren. I love being a husband, a dad, a grandpa and of course a Mortgage Loan Officer. I enjoy meeting people and making friends and therefore I am one of the top Mortgage Loan Officers in Utah.