If I was a car, I would be driving near the intersection of banking process boulevard, risk management road, and data & decision science drive.– Leadership – developing people and organizations - creating a success environment, balancing organizational success and individual success, ownership, and accountability. Alignment of individual motivations with organizational mission. Careful provision of individual incentives to drive organizational success.– Credit Operations and Risk Management – broad knowledge of financial services credit operations. Standing up new organizations and integration of new capabilities within current operations. In-depth knowledge provides a blue print for what is needed, especially as automation and analytics are increasingly augmenting traditionally manual processes.– Mathematics and Data Science – extensive background in mathematics, especially the use of data to drive organizational success. Background includes standing up robotic platforms utilizing Machine Learning and Natural Language processing. Development, management, and integration of algorithms in credit, compliance, and consumer demand identification and decision systems.Core Competencies:Credit Operations | Risk Management | Data Analysis | Leadership/Development | Credit Modeling | Loan Originations & Servicing | Portfolio Management | Due Diligence | Underwriting | Marketing | C-Level Communication | Automation/RPA/AI | Credit Integration | Securitization