Directed all aspects of strategic planning and start-up of company providing traditional and business risk management services to clients in multiple industries.Access executives and provide consultancy to identify risk/opportunity and develop effective enterprise risk management solutions and services. Analyze operations and identify key exposures and non- or underperforming business areas. Collaborate with clients to deliver solutions and develop / manage programs in areas including claims / litigation, insurance, workers' compensation, risk finance and planning, regulatory compliance, contract writing and review, safety / loss prevention and overall security, targeting public, private, and joint public-private ventures. Utilize exceptional research and root-cause analysis talents. • Repeatedly designed and implemented nationally acclaimed risk-management programs for clients spanning public, private and jointly operated industries.• Crafted programs and incorporated policies and procedures to transform under-performing business functions into organizational strengths.• Consistently analyzed clients' unrecognized strengths and weaknesses to support comprehensive approach to designing and managing effective enterprise risk management programs.• Managed complex portfolio of state-audited workers’ compensation claims, delivering a 100% closure rate, below reserved amounts, and eliminating assessed penalties.• Provided leadership and risk management training presentation to organization’s management group, winning accolades from company ownership.• Analyzed and made recommendations on insurance portfolio renewal that resulted in a change of broker and achieved coverage enhancements for areas of significant targeted exposures while securing a reduction in overall premium.

Direct and manage all aspects of a real estate investment LLC. Provide risk and property management, including direct oversight of on-site managers.

Oversaw risk management for North America's largest senior living community provider, with 485 communities in 44 states and $1.3B in revenue.Defined, implemented and directed all risk management functions throughout organization. Prepared strategic plans; negotiated insurance packages; sourced and managed vendors involved in all risk-management areas. Approved outside attorneys selected to represent company for litigation matters nationwide; managed legal resource pool. Provided information on asset loss and conservation to executives. Teaming with all relevant departments, defined programs, protocols and processes to support risk management objectives. Supervised 8 reports overseeing risk management-specific areas including Claims & Litigation investigation & management, Insurance/Surety/Bonds, Workers’ Compensation, Risk Finance & Planning and Regulatory Compliance (involving Sarbanes-Oxley, SAS reviews and Medicare/Medicaid requirements). Responsible for multi-million dollar budget/reserves. Served as resource during investigations and crisis control. Prepared and delivered continuous training for local and 28,000 field personnel nationwide, in person and via Web.

Provided risk assessment for company in high-risk recreational field with 1,500 staff and seasonal peaks in operations.Leading 12-person department, oversaw all risk management functions, from safety analysis and exposure through sources of loss / conservation, liability, insurance, regulatory compliance, investigations, claims and litigation management. Prepared and administered budget and led 550+ investigator team. Interfaced with vendors; negotiated contracts; investigated claims (including Workers' Compensation) and negotiated resolutions with claimants. Interacted with community, county, and government agencies.Developed and presented training courses for all departments focusing on risk, safety, loss prevention, exposure control and legal areas.Successfully transformed under-functioning departments into company strengths that contributed materially to profitability.Earned numerous National Ski Areas Association awards for Best Safety Program, Best Safety Message, and Safety Program Honorable Mention.Selected from 100+ new instructors as Snoqualmie Summit New Instructor of the Year. Developed multifaceted safety program that was recognized and later used as model for safety program design in Willis of North America Mountain Guard's national Risk Management Fall Seminar series.