I specialize in the marketing and sale of cost-effective benefit plans utilized by companies with a strateigic approach to their employee benefits. My working knowledge of the insurance and financial industries enables me to construct evolutionary benefit strategies that expand with growing businesses allowing them to attract and retain high caliber employees. I develop strategies involving fully-insured, limited self-funded ERISA welfare plans, and captive insurance programs. I am also skilled with Supplemental Health Plan strategies, Health Savings, Health Reimbursement and Flexible Spending Account integrations. I broker through a network of high caliber product vendors and A+ rated carriers. My firm writes benefit plans with most carriers licensed in Vermont. Benefits, Inc. maintains strategic affiliations with multiple expert partners including Essex Agency, Kittell Branagan & Sargent, Rich Cassidy Law, others.My clientele range in size from 10 to 500 lives with many placing all but their commercial insurance lines into my care. Contact: Info@benefitsvt.com

Accomplished and results-driven sales professional offering over thirty years of employee benefits experience with large and small group medical and ancillary plans utilizing fully-insured, self-insured, and captive carriers. A proactive problem solver with expertise in consultative selling and advanced benefits strategies. Skilled with developing dynamic illustrations and structured guidance to groups and business leaders for strategic benefits planning design and predictible outcomes. Providing guidance for ERISA and health care reform compliance, employee training and communication, electronic enrollment and employment on-boarding systems. A fellow of the Life Underwriter Training Council and a member of the National Association of Insurance and Financial Advisers. Licensed in Vermont and New Hampshire.

Accomplished and results-driven sales professional offering over thirty years of employee benefits experience with large and small group medical and ancillary plans utilizing fully-insured, self-insured, and captive carriers. A proactive problem solver with expertise in consultative selling and advanced benefits strategies. Skilled with developing dynamic illustrations and structured guidance to groups and business leaders for strategic benefits planning design and outcomes. Providing guidance for ERISA and health care reform compliance, employee training and communication, and electronic enrollment and on-boarding systems. A fellow of the Life Underwriter Training Council and a member of the National Association of Insurance and Financial Advisers. Licensed in Vermont and New Hampshire. Working with the owners of this company was an absolute nightmare and two years I will never get back.

Personal and Business Insurance, Pension Plans, ERISA Welfare Plans, Self-Funding, Benefit Planning, Insurance Broker, Benefits Consultant

Hired to conceive and build a preferred provider network now known as CompNet. By 1997 the provider network had grown to some 2,000+ providers across Vermont. Accepted the senior sales position in 1998. Was responsible for growing the company from 48 to 92 clients. Developed an advanced knowledge of self funding, stop loss, and the claim adjudication process.

Independent contractor, in-house consulting on company-offered benefits. Engaged in benefit planning services for several local companies. Hosted several insurance planning seminars marketing a variety of individual and group insurance products.

Sales of company offered insurance products including financial concepts funded by life insurance. "Rookie of The Year" in the first year for sales volume. Marketing, communication, and networking experience.