Jeffrey Delay Email & Phone Number

Philadelphia, Pa, Us

Pittsburgh, Pennsylvania, Us

Commercial Underwriter III for Centralized Credit Products Group. Working capital finance, SBA lending, real estate, leasing, borrowing bases, financial covenants, watchlist

Pittsburgh, Pennsylvania, Us

• Manage risk utilizing various quantitative, technical, and fundamental metrics. Make statistical based process driven equity option trades across a portfolio to generate recurring income• Administer and adjust positions through maturity while managing trade assignments, settlements, distributions and reconciliations• Evaluate national and international market trends, key economic indicators, and specific company data to help identify market opportunitiesLessons from a thousand trading fails combined with knowledge gained from books and videos have evolved my trading process to produce positive outcomes. In 2020, my trading portfolio is up 900% YTD.

Toronto, Ontario, Ca

• Exceeded credit sales goals by $80 million by closing $130 million in new credit relationships for the bank by booking most prestigious hospital system and largest insurer in my territory • Managed a portfolio of tax-exempt corporate banking relationships in the healthcare sector consisting of hospitals, health insurers, real estate, continuing care retirement communities, behavioral health, and for-profit and not-for-profit organizations • Implemented new client acquisition strategies and formulated plans for existing clients to generate recurring revenue and deepen level of cross-sell. Controlled the origination, financial analysis, negotiation and documentation of tax-exempt credit and non-credit products and services • Directed business development activities in coordination with internal product partners. Worked independently and as part of a team, in conjunction with risk managers and credit analysts. Targeted quality prospects and managed existing clients that met the desired risk profile for the bank • Consulted on a recurring basis with clients' executive leadership to determine new opportunities• Maintained a network of internal and external relationships, such as community leaders, attorneys, financial advisors and industry association affiliations • Worked with large corporate customers with advanced levels of risk and complexity of needs. Analyzed, evaluated and mitigated regulatory, operational, and credit risks for the most complex healthcare credit requests by utilizing knowledge of industry specific credit fundamentals and internal lending policies

Pittsburgh, Pennsylvania, Us

• Managed risk of credit portfolio consisting of up to 70 national healthcare, higher education, public finance, for-profit and not-for-profit accounts with over $400 million in credit exposure• Joint approval authority for credit transactions up to $25 Million• Due diligence for prospects and existing clients to develop the client solution for credit products • Maintained regular calling effort on clients regarding credit requests and financial due diligence• Participated on several executive decision-making committees for credit and portfolio management• Collaborated on transaction structure in development of term sheets and evaluated legal documentation to ensure compliance with bank policy• Maintained local market knowledge and continued to develop expertise through specialized research in the healthcare and public finance industries• Presented transactions and portfolio risk metrics to credit executive committee for quarterly review where credit quality and retain and exit strategies are affirmed

Wilmington, De, Us

• Analyzed financial statements of small businesses with sales less than $2 million and credit exposure up to $500,000• Created and analyzed informational databases related to the statistical approval and denial rates of credit requests• Assisted underwriters in determining credit quality and pricing

Washington, Dc, Us

Combat Engineer - Rifle Sharpshooter, Badge Rifle Marksman Badge (3rd), National Defense Service Medal, Meritorious Mast, Letter of Appreciation

Bachelors, Finance

Financial Modeling & Valuation Analyst Certificate, Financial Planning And Services