Jeffrey P. Lerer Email & Phone Number

New York City, New York

Remote consulting for international primary research firm. My insights guide investors toward smart use of their funds in the financial, technology and manufacturing industries. Acting as a resource for the global investment fund community.Provide plans and strategies on global industry trends for the financial, legal and regulatory compliance.

San Ramon, California

• Running a Wholesale and Retail Mortgage Brokerage and Banking firm.Exceeded projected annual profits by 20% to 30% for seven years running.Originated both conventional and jumbo, single family owner and non-owner.
• Apply a detailed understanding of established guidelines, Fair Lending and all other regulatory requirements when evaluating loan attributes while utilizing prudent underwriting judgment and experience.
• Experience with manual residential mortgage underwriting techniques beyond reliance on automated underwriting systems and a firm understanding of loan program guidelines.
• Communicate decisions that most effectively mitigate credit risks, including data integrity and validity of information submitted.
• Analyze the customers overall financial status to determine an approval of the loan while still adhering to applicable mortgage laws and compliance.
• Identify transaction components that indicate a potential for fraud. Perform sufficient investigative work to resolve issues that are identified.

Concord, California

• Contracted via Adecco for Bank of America’s (GSE Staff). Analyze complex mortgage insurance claim denials. Respond to claims for breach of Representations and/or Warranties of Bank’s Residential Mortgage Contracts.
• Fair Debt Collection Practices Act Course
• Claims General Overview Assessment Course
• Claims Training General Overview Course
• Claims Management Training - LRA II & III Course
• Representations & Warranties Reporting Unusual & Suspicious Activities Course

Concord, California

• Contracted work for Bank of America via (Adecco) within a processing support specialist group. Helping the bank's Loss Mitigation Unit sort and take action on a large portfolio of loans that are in Default Status or.
• Mortgage Fraud Prevention Overview Course
• HAMP Introduction for Servicing Non-GSE Loans Course
• Protection and Privacy Course
• Anti-Money Laundering and Economic Sanctions Course
• Consumer Compliant Handling Course

Pleasanton, California

#1 Revenue Producer for entire company out of 20 officers.Originated conventional and jumbo single family residential property mortgages.Originated construction, construction take-out financing, and income property financing.

Castro Valley / Danville, California

#1 revenue producer per client.Originated conventional and jumbo single family, commercial, and construction loans.Originated both VA and FHA conventional and jumbo government mortgage loans.

San Francisco / Clearlake, California

Originated and serviced residential construction loans.Implemented organizational management guidelines for the underwriting of loans, reviewed draw requests, watched for cost overrun problems on inspection reports for funds in LIP.Spearheaded critical risk avoidance protocol in accounting for projects, compiling backup documentation for troubled loans.

San Mateo, California

Orchestrated a new division for handling only wholesale residential and construction lending. Originated construction and permanent take-out loans.Analyzed building specifications so developers dealt only with acceptable risks. Oversaw all preparation and recordation of loan documents for closing escrow, along with reports for budget, sales production, and.

San Mateo, California

• Operated a federally acquisitioned savings & loan retail origination division. Implemented new organizational procedures within 18 offices throughout California.Managed 85 member sales team across 18 offices to enhance.
• Spearheaded initiative to recover Federal lending privileges for Bell, reporting to Resolution Trust Corporation (RTC), applying to Freddie Mac, and coordinating with congressional office in DC to restore lending.
• Effectively managed satisfaction of forward commitments related to product execution and resale within secondary markets, ensuring lucrative revenue stream by establishing and meeting project deadlines.
• Assumed accountability for Real Estate Industry Group (REIG) Division, effectively leading poorly staffed organization to top-level profitability and outstanding quality through proper pro-active team due diligence.
• Recognized for achieving 300% greater levels of productivity than any predecessor.

San Francisco, California

Led my loan origination department in generating, $50M in monthly Single Family Residential (SFR) wholesale loan production. Earning acknowledgement identified as largest seller-servicing lender in the nation with strategic and tactical execution.Pioneered the launch and operation of a Construction Lending Division; later guided it to substantial.

Oakland / San Francisco, California

Played key role in the creation, launch and growth of the first-of-its-kind N.O.W. Service Center of new interest-bearing checking account products for emerging Federal Savings and Loan Associations.Service center became operational in less than six months, including remodeling of the existing structure and deployment of $10M in computer hardware and new.

Fremont, California

Administered Savings Operations, included auditing, homeowner association dues - collection/processing. New Accounts generated by branch office traffic. Conducted all daily computers balancing, bookkeeping, and accounting for main offices daily reports. Spearheaded promotional and marketing programs. Resolved customer concerns and issues as they accrued...

Fremont, California

Administered Savings Operations, to include auditing, homeowner association dues collection/processing. New account generation. Conducted branch bookkeeping, and accounting. Spearheaded promotional and marketing programs. Resolved customer concerns and issues.

Bachelor Of Science, Business Administration

Honor Graduate. Bachelor of Science, Business Administration. Minor: Rhetoric, Accounting. Congratulated in writing by the University.

Aa Certificate, Mortgage Banking

East Bay Hayward Division Honor Graduate in Mortgage Banking. Professional Curriculum: Mortgage Banking, Compliance Regulations.

Aa Degree, Business Management

Education record

Education record

Savings and Loan League.