Jennifer Engels, Cfa Email and Phone Number

Supported the Bank’s CEO as strategic counsel and advisor while also overseeing the execution of key initiatives across the Bank’s four business lines and seven functions.• Played a pivotal role in daily decision-making to ensure the best use of executive time. Built internal relationships instrumental in maintaining productive and meaningful collaboration across departments. • Implemented first of their kind schedules and forecasts that were utilized company-wide to proactively… Show more Supported the Bank’s CEO as strategic counsel and advisor while also overseeing the execution of key initiatives across the Bank’s four business lines and seven functions.• Played a pivotal role in daily decision-making to ensure the best use of executive time. Built internal relationships instrumental in maintaining productive and meaningful collaboration across departments. • Implemented first of their kind schedules and forecasts that were utilized company-wide to proactively strategize messaging across all stakeholders, including employees, the board, and affiliates.• Collaborated with business heads to research and develop a comprehensive five-year strategic plan that focused on creating distinctive, ESG focused market positionings.• Led and coordinated the entire Bank of the West due diligence process, which ultimately culminated in the Bank’s sale to the BMO Financial Group (a $16.3B transaction), enabling the process to be completed in a record time of only 8 weeks from kick-off to formal deal announcement.• Leveraged financial and business acumen to simplify and expedite all due diligence requests. Minimized disruption to daily operations and streamlined staff involvement, thereby enabling business to maintain focus on sales and growth. Show less

Managed the underwriting and adjudication team responsible for the Bank’s Financial Institution portfolio, which included over 200 counterparties and $10.6Bn in approved limits.• Restructured the entire department, improving efficiency and speed to market, reducing both the past due rate from ~25% to <1% and the Group limit discrepancies from >120 to <10 in one year – all with no incremental budget assigned.• Revamped all department policies and procedures, including the… Show more Managed the underwriting and adjudication team responsible for the Bank’s Financial Institution portfolio, which included over 200 counterparties and $10.6Bn in approved limits.• Restructured the entire department, improving efficiency and speed to market, reducing both the past due rate from ~25% to <1% and the Group limit discrepancies from >120 to <10 in one year – all with no incremental budget assigned.• Revamped all department policies and procedures, including the implementation of a new dual grade ratings system for financial institutions. Also strengthened retention controls and rolled out new product programs to strengthen Bank liquidity, efficiency, and market responsiveness to support commercial sales teams. Show less

• Worked with First Line of Defense and other US affiliates to update the Leveraged Lending policy and procedures for all of BNP Paribas’ US operations. This included ensuring compliance with both US and EU regulatory guidance, the creation of the standardized US Projection and Enterprise Valuation tool, and the recertification of Bank of the West’s entire Commercial Banking Leveraged Lending portfolio. • Updated and overhauled the Bank’s ISDA and derivative approval process to provide… Show more • Worked with First Line of Defense and other US affiliates to update the Leveraged Lending policy and procedures for all of BNP Paribas’ US operations. This included ensuring compliance with both US and EU regulatory guidance, the creation of the standardized US Projection and Enterprise Valuation tool, and the recertification of Bank of the West’s entire Commercial Banking Leveraged Lending portfolio. • Updated and overhauled the Bank’s ISDA and derivative approval process to provide better deal responsiveness, including a full legal review, more clear escalation criteria, and training for over 200 sales, underwriting, adjudication, and back-office employees. • Supported the sector specific Credit and Counterparty Risk teams, including Healthcare, Equipment Finance, and others, with the approval of loan, lease, and other credit approvals on an ad hoc basis. Show less

●Oversees the approval and monitoring process for a portfolio of over 100 accounts across the Healthcare, Automotive, Gaming and Leisure, Homebuilding, and Transportation industries including establishing and supporting both probability of default and regulatory ratings.●Works closely with the front office, sponsors, and capital markets desks on appropriate structuring and deal terms for a predominantly leveraged portfolio (majority of accounts single B rated). ●Negotiates derivatives… Show more ●Oversees the approval and monitoring process for a portfolio of over 100 accounts across the Healthcare, Automotive, Gaming and Leisure, Homebuilding, and Transportation industries including establishing and supporting both probability of default and regulatory ratings.●Works closely with the front office, sponsors, and capital markets desks on appropriate structuring and deal terms for a predominantly leveraged portfolio (majority of accounts single B rated). ●Negotiates derivatives documentation in conjunction with legal and documentation departments, and is responsible for trade approvals for the foreign exchange, interest rates, and equity derivatives desks.●Actively involved in the monitoring and management of high risk, work-out and bankruptcy transactions. Show less

●Manages a diverse portfolio of approximately 20 corporations from a variety of industries including Automotive, Food Manufacturing, Consumer Products, and Heavy Manufacturing. ●Responsible for both the credit analysis and business support of the credit portfolio with a focus on products related to direct lending arrangements, cash management, foreign exchange, and rates and metals derivatives.●Manages and negotiates both syndicated and bilateral loan documentation including… Show more ●Manages a diverse portfolio of approximately 20 corporations from a variety of industries including Automotive, Food Manufacturing, Consumer Products, and Heavy Manufacturing. ●Responsible for both the credit analysis and business support of the credit portfolio with a focus on products related to direct lending arrangements, cash management, foreign exchange, and rates and metals derivatives.●Manages and negotiates both syndicated and bilateral loan documentation including coordinating internal and external needs among tax, legal, and other applicable departments.●Active participant in the work-out team responsible for resolving outstanding large-counterparty, multi-product bankruptcy and dispute claims. Global Counterparty Credit, Credit ManagementAssociate (December 2010 - March 2013)Analyst (June 2007 - December 2010) ●Oversaw the credit analysis and management of a varying portfolio of approximately 30 Asset Managers, Clearing Houses, Banks, Broker-Dealers, and other Specialty Finance Companies with combined bank-wide exposure of over $5 billion. ●Developed close relationships with several trading desks and functioned as point person between the business, legal, onboarding, and other departments in the support of both existing and new business.●Secured necessary approvals for new counterparties and participated in the roll-out of new products (such as rates and precious metals), ensuring adequate monitoring and internal reporting processes were in place.●Expertise in the execution and management of various trading and treasury products including US Rates, FX, Metals Options, Securities Lending, and Repurchase Transactions.●Negotiated trading and support documentation including ISDA/CSA’s, MRA’s, GMRA’s, and MSLA’s.●Was the business unit representative in cross-border committees responsible for improving and revising internal rating models. ●Organized quarterly reporting across groups within the department for internal rating confirmations. Show less