Provide auditing, compliance and risk assessment services.

Internal and External Auditing, Accounting, Internal Control Reviews, Compliance Reviews and Evaluations, Sarbanes-Oxley Reviews, Patriot Act Audits, including AML, KYC, BSA, OFAC, etc.

- Preparation of the Audit Plan for all major risk areas.- Performed Fraud Audits of Money/Wire Transfer Activities.- Regulatory Compliance and Coordination with Federal Reserve, FDIC and New York State Banking Department Auditors for all regulatory examinations and issues, including Safety and Soundness, Trading and Capital Markets Activities, Bank Secrecy Act, Patriot’s Act, OFAC Compliance, Information Systems, Community Reinvestment Act and Consumer Compliance Examinations, etc.- Performed audits of compliance with the Patriot Act and Bank Secrecy Act, including their anti-money laundering (AML) and Know Your Customer (KYC) requirements, Sarbanes-Oxley Act, especially Sections 401, 406, & 407 - Audit Committee Requirements, Sections 404 &303 - CEO & CFO Quarterly and Annual Certifications, Board of Director Restrictions, Best Practices in Evaluating and Auditing Key Areas, and Certification and Documentation of Key Internal Controls and Processes.- Risk Assessment and Analysis of key exposures to the Bank to be covered in the Audit Plan, especially Capital Markets & Derivative Instruments such as Off Balance Sheet Derivative Products, including Interest Rate and Currency Swaps, Treasury & Money Desk Money Market Instruments and Funding Activities including Securities Lending, Repo and Reverse Repos Activities, Foreign Exchange Dealings, Asset Securitization, Leasing Activities, Origination & Structured Finance Activities, Project Finance & Emerging Markets.

- Responsibilities included IT Audit management and supervision of Pre-Implementation, Post-Implementation, and Application audits of information technology systems for front and back-office banking functions including Foreign Exchange Trading, Money Market Trading, Capital Markets, Lending and Business Development, Deposits, Money Transfer, General Ledger, Accounts Payable, Expenses, Management Information and Financial Reporting Activities both Domestic and International.- Audit Objectives and tests focused on System Development Methodology, specifically System Development Life Cycle, System Documentation including Functional Specifications, Run Books, User Operating Manuals/Documentation, System Testing, including UAT and Parallel Testing prior to migration to the production environment, prototyping, and the acquisition, conversion methodology and processes, and testing of major applications. In addition the audit objectives included reviews of security and protection of the system (both physical and logical access and entitlement), system availability, processing and data integrity, back-up and restart procedures, change control management, disaster recovery and business continuity planning, etc

- Responsibilities included Management i.e., planning, organization, coordination, and review of audit engagements for diversified multi-national banks and corporations with both domestic and international operations. - Performed & managed Financial Statement audits & Management Consulting engagements, prepared and/or reviewed financial statements for shareholders, filings with Securities and Exchange Commission and other municipal, state and federal government agencies.- Client Exposure: Banking, Manufacturing, Real Estate, Government Agencies, Investment and Finance Companies, Leasing, Investment Banking and Stock Brokerage Firms and Insurance Companies.