Core Responsibilities• Conducted independent validation of internal ratings-based (IRB) and IFRS9 Expected Credit Loss (ECL) credit models across wholesale and retail portfolios in the Bank's core markets.• Performed extensive peer reviews on non-regulatory credit models.• Supported engagements with stakeholders such as the Board Risk Committee, auditors, and regulators (MAS, BNM, HKMA) to ensure queries are promptly addressed.Special Projects• Supported the development of ECL and additional IRB modules for the Bank’s new Python-based validation engine.

• Youngest Recipient of the 2017 Tiger Beer Street Food Award.• Featured by notable food bloggers such as Seth Lui and The Smart Local for modern cooking techniques and student-entrepreneurial spirit.• Conducted market research and analysis of consumer preferences and trends.• Managed sales forecasting, cost management, and workflow efficiency.