I have been able to grow the customer portfolio from the scratch to present level of significant business and by doing that achieved to boost sales and strengthen Nordic Guarantee´s market share in Finland. Responsible for Underwriting & executing and planning sales of the designated Portfolio.My job is to help companies to improve their financial performance and cashflow by:• Underwriting risks and writing submissions for approval purposes • Ensuring proper client management and execute regular client meetings• Facilitating guarantee and facility approvals• Participating in Internal Underwriting Committees • Following risk management protocols • Developing an annual market and portfolio plan • Developing pricing philosophy and fee strategy • Developing the budget for the designated portfolio • Assisting in loss mitigation and salvaging exercises• Underwriting and issuing guarantees primarily for the construction industry in Finland/ScandinaviaNordic Guarantee is the leading expert in guarantees to the Nordic business sector. guarantee solutions provided by Nordic Guarantee free up customer company´s credit facility with the bank so that it can be used to develop the business. This means I can give expert advice and unrivalled quality to our clients at all times. Nordic Guarantee´s focus is 100% on guarantees and nothing else, so we are always that little bit better. Nordic Guarantee´s list of basic products includes:• Payment Bonds• Advance Payment Bonds• Performance Bonds• Maintenance Bonds• Customs Bonds• RS-Bonds• Mining Rehabilitation Guarantees

This was a part-time entrepreneurial project where we helped our customer companies to develop their marketing and boost sales with various campaigns and by building E-Commerce stores for them.

Responsible for the management of the sales and relationship with corporate customers in OP-Pohjola Group. Expert area: Corporate Finance

-Accommodation Services to companies and their employees coming to Finland from abroad. We had customers from Czech Republic, England, Germany and Netherlands. Most of our customers came to work on the construction of the central warehouse of Inex Partners, which was part of the Kerca-project.-Marketing & Sales of our sub-brand Kaunis Kotipiha´s projects for private and corporate customers (yard construction projects, paving, asphalting, cutting and planting bushes, construction of retaining walls, etc.).This company was founded out of love for entrepreneurship by two friends who wanted to try their wings in the business world as entrepreneurs. This company is the main reason why I am the person I am today because it taught me so much about entrepreneurial attitude and life in general through up and downs. Turnover were between 500 000 EUR and 1 000 000 EUR per year.

TAEL Group creates value for its customers through high-quality content. TAEL Group has been a pioneer and market leader for several years in content marketingbusiness.I planned my own publishing project comprehensively with schedules, themes andin terms of distribution channels and I was responsible for the implementation of project. My project "Suunnannäyttäjät 2014" was published on the taloussanomat.fi -website in January 2014.

Real Estate Services

I worked as a salesperson in a football and team sales orientated sports store. Customer service and sales tasks. My areas of responsibility were managing key customer relationshipswith sports clubs, buying in products, being responsible for audio and magazine marketing anddevelopment of websites.