I am the Founder and CEO of JLB Premium Finance (JLB).The inspiration for founding JLB is very personal - I myself faced a challenging situation after being in a coma for 10 days due to a devastating car accident in 2013. Following this incident, I was labeled as "uninsurable," which meant that I could no longer obtain life insurance. This experience made me realize the significance of acting early and securing life insurance at a young age, before unforeseen circumstances make it difficult or even impossible to obtain coverage.Over the past decade, I have had the privilege of working with the top three insurance companies in the industry, namely MassMutual, New York Life, and Northwestern Mutual. It gives me immense pride to have collaborated with such strong mutual companies, as my goal is to deliver nothing less than the best service to my clients. I help my clients with their life insurance needs and I specialize in helping my wealthy clients obtain very large policies to cover their estate taxes requiring $0 premium. At JLBPF, we offer a unique solution to individuals with estates valued at $10 million or more – the lifetime estate tax exemption thresholds are poised to be cut in half at the stroke of midnight December 31, 2025, leading to a sharp jump in estate tax liability (this will result in the exemption decreasing from $11.8 million to $5.6 million for individuals and $27.22 million to $13.61 million for couples) -- our strategy allows our clients to pay for their estate taxes utilizing zero upfront payment.Message me on LinkedIn or email at Jessica@JLBPF.com with any questions - let’s set up a 15-minute introductory call.
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