Jessica Marshall Ains, Api, Plcs Email & Phone Number

Las Cruces, Nm, Us

Combined analytical, research, and communication skills in providing consistent underwriting and consulting expertise for a company providing insurance. Demonstrated superior attention to detail while managing the full lifecycle underwriting process, including understanding client needs, pre-qualification, and evaluation of borrowers’ risk. Maintaining an understanding of 18 states underwriting guidelines to provide assistance to agents and insured. Selected Contributions: Recognized for high productivity and efficiency by being asked to be on the renewal team, ensuring that new renewals are within our risk parameters. Due to high performance am part of the “Because of You” committee to help drive employee engagement and raise employee morale. Maintain meticulous attention to detail in managing the full lifecycle underwriting process, including understanding client needs, pre- qualification, evaluation of borrowers’ finances and risk and repayment capacity, and preparation of documents. Monitor and track new and existing policies to ensure compliance; exercise decisive decision-making in evaluating and determining renewals. Ensure accurate and comprehensive record keeping of policies to support risk assessment and future financial decision-making. Work with team members and agents to determine if risk is acceptable for the book of business.

Las Cruces, New Mexico, United States

Establish strong foundation for success by analyzing and organizing financial information in preparation for quote issuance and loan maintenance. Skilled in working on agricultural loans for farmers, ranchers, dairies, agricultural business, and farm co-operatives; with attributions of $6M- $20M Selected Contributions: Leverage experience and skill to analyze and manage policies to ensure company renewal written premium, loss ratio, submission, and service objectives were achieved. Continuously monitored and managed designated commercial agribusiness loans in a portfolio. Generated stability by selecting risk based on the organization’s underwriting risk appetite. Exercised sound judgment and discretion while documenting justification for underwriting direction.

Las Cruces, New Mexico, United States

Oversight for accounting and banking functions for an agricultural association providing farmers, ranchers, agricultural business, farm co- operatives and homeowners in rural communities with commercial and consumer loans and banking services. Selected Contributions: Performed financial services including database loan accounting, teller entry, and preparation, compilation, and maintenance of electronic loan files and records. Maximized productivity and provided vital structure by performing financial services including database loan accounting and teller entry; prepared, compiled, and maintained electronic loan files and records. Continuously monitored internal controls, processes, and procedures and made recommendations to enhance efficiencies and workflow optimization. Captured substantial gains in efficiency and productivity by facilitating ACH and wire transactions and teller and online banking functions. Exercised detailed analysis and judgment to successfully balance agribusiness general ledger; analyzed daily reports, processed new tranches on existing loans, and communicated loan status to participation partners.

• Analyzed information in insurance applications and screened applicants on the basis of set criteria • Accurate recordkeeping of policies underwritten, and decisions made• Trained, coached, and served as a technical resource to other underwriters• Analyzed the risk of insuring a client• Gathered and assessed background information in order to effectively assess the risk involved • Decisive decision making related to whether the risk should be written or retained at renewal • Collaborated with the agents to provide accurate coverage for the consumers • Monitored and tracked new and existing policies to maintain compliance • Collaborated with other departments to ensure risk management is exercised • Interacted daily with agents to ensure customer service needs were met

• Processed cash, check, and card payments and dealt with customers refunds and exchanges • Knowledge of over two hundred products in the store include: Bedding, Bath, Personal Care and Housewares • Provided advice and guidance on products for customers on a daily basis• Provided solutions to upset customers • Created bridal registries, and assisted the registrants on the products that would best fit their new lifestyle • Planned with Department Manager where new items should be displayed • Overrode price discrepancies for cashiers • Audited cash drawers of other cashiers • Provided clean and safe environment for customers and employees

Bachelor Of Business Administration (Bba), Finance

Minor, Risk Management And Insurance