Jesus Areces, Amla Email & Phone Number

• Conduct compliance reviews throughout the year pursuant to the Bank’s compliance monitoring and testing program. Scope of reviews include all applicable federal and state laws and regulations.• Conduct all aspects of the compliance review, including scoping, sampling, data analysis, research, control testing, meetings with management, root cause analysis, and preparation of the final report.• Manage project milestones to ensure timely completion of testing activities.• Identify monitoring/testing issues, present findings to line-of-business partners, propose corrective action, work with issue owners to track progress, and validate completed remediation.• Maintain robust and well-organized work papers.• Maintain close relationships with line-of-business partners and provide periodic guidance regarding compliance-related questions and self-identified issues.• Assist Compliance Manager as compliance subject matter expert, participating as part of assigned project working groups and reporting status periodically.• Assist Compliance Manager with compliance training efforts.• Reviews forms, brochures, marketing and advertising material to ensure adherence to applicable laws and/or regulations.• Advises on compliance requirements as they relate to regulatory changes and/or development of new or modified products and services.• Develop skills and knowledge relevant to compliance management system elements• Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to antimoney laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).• Adheres to Bank policies and procedures and completes required training.• Identifies and reports suspicious activity.

Hialeah, Florida, United States

• Perform all daily personal banking tasks, including but not limited to: opening accounts including business account, IRAs, closing accounts; account maintenance• Assist and educate new and existing customers on available servicing technology which includes online banking and mobile technology• Build relationships with new and existing customers by identifying needs and educating them about the features and benefits of the Banks personal banking products• Participate in phone queues to handle customer issues which will include performing research, reviewing transactions, and redirecting customers to appropriate resources when necessary• Perform teller duties and balance teller drawer daily• Adhere and comply with federal and state laws, regulations and guidance, including those related to anti-money laundering• Adhere to Bank policies and procedures and complete requited training

Miami Lakes, Florida, United States

• Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) on high risk accounts and customers • Reviewed and monitor BSA alerts for high risk clients and accounts• Reviewed and approve potential OFAC matches including SDN and FICEN 314(a) lists • Monitor, analyze and conduct investigation cases when bank customers match to the entity on the negative news alert• Daily review new accounts with potential OFAC matches and FINCEN 311 Special Measures for new AML alerts• Exercise sound judgment and observe the highest degree of confidentiality with client information• Interact with all Officers and/or department heads regarding exceptions detected • Assisted the BSA Officer with incoming BSA questions or guidance necessary for officers and special projects

Weston, Florida, United States

• Reviewed and assisted with KYC Onboarding on all new accounts to ensure the correct and required CIP information, as per bank policies and procedures, was obtained at account opening• Reviewed and cleared OFAC/EDD (52b) matches and OFAC Certified Parties generated by the OFAC system on the nightly OFAC scrub of the banks database• Performed alert reviews, investigations and SAR Drafts• Studied the OFAC matches forwarded by the Wire Transfer Department and provide approval• Checked all Large Currency Transaction reports prior to submission (CTR)• Reviewed the Bank’s Vendors to ensure no OFAC matches or negative information was found• Monitored the Bank’s Exempt Customers for any irregularities or change in deposit pattern • Ensured that appropriate CDD information was obtained to sufficiently understand the customer’s monthly activity, define the complex Bank relations and identify complex corporate structures • Interact with all Officers and/or department heads regarding exceptions detected in the review

Miami, Florida, United States

• Led, Coached and mentored a staff of four on the Analysis Unit• Provided recommendations to compliance functions regarding customer AML risk ratings and account activity• Reviewed and approved all Large Currency Transaction reports prior to submission• Supervised and reviewed the EDD for Foreign & Domestic, Business & Personal account• Ensured that appropriate CDD information was obtained to sufficiently understand the customer’s monthly activity, define the complex Bank relations and identify complex corporate structures and beneficial owners

Miami, Florida, United States

• Trained bank staff on KYC Onboarding and ensured bank staff obtained all the information required with regards to high risk customers and business and politically exposed persons (PEPs)• Reviewed all new accounts to ensure the correct and required CIP information, as per bank policies and procedures, was obtained at account opening; checked customer on the OFAC list and ensured that all account documentation was obtained within 30 days of opening to stay in agreement with the requirements determined by the Bank’s BSA Program• Reviewed EDD monitoring reports in order to identify high risk customers/business entities and PEP activity. Conducted reviews of programs to determine compliance with the banks policies and procedures. Reviewed Report (52a) for any potential OFAC matches. Identified accounts for high risk or negative information using Lexis/Nexis and Bridger. Reviewed potential OFAC hits on incoming & outgoing wires• Performed alert reviews, investigations and SAR Drafts• Ensured all CRT’s were recorded as per cash aggregated report and all CTR forms were completed correctly with all required information and filled within the appropriate time• Created & reviewed the cash aggregation report for suspicious cash transactions, the report of the sale and purchase of bank’s monetary instruments in cash, the report of checks cashed by non-customer payees, and the report of official check made payable to non-customer payees• Supported management and the BSA/AML Manager during different audits performed

Weston, Florida, United States

• Coordinated branch’s operations and compliance issues with in depth knowledge of policies and procedures• Opened and closed the branch, maintaining organized and efficient operations• Performed walk-in customer transactions, opened accounts and cross sold bank products

Miami, Florida, United States

• Designed industrial rooms and modular construction• Sold company products and provided customer service to distributors, architects and clients

Miami, Florida, United States

• Supervised a staff of 20 at the Operations Center with oversight of all products and deposit and credit accounts• Prepared work schedules and assigned duties to ensure efficient operation of the department• Focused on customer service and cross sold bank products and services to clients

Miami, Florida, United States

• Supervised a staff of 20 at the Operations Center with oversight of all products and deposit and credit accounts• Prepared work schedules and assigned duties to ensure efficient operation of the department• Focused on customer service and cross sold bank products and services to clients

Technical Degree In Computerized Aided Design And Architectural Drafting, Architecture

Certificate, Bsa/Aml Compliance