Jeswin Jose Email & Phone Number

Dubai, Al Quoz, Ae

Head the RPSCS and SVF licensing application for Huru. Manage the compliance and risk processes, including vendor selection, deployment of AML software, development and management of policies and procedures, stakeholder management, etc.

Deira, Dubai, Ae

Help the Compliance Head manage all the compliance processes including but not limited to Sanctions Screening, Transaction Monitoring, Regulatory Reporting, team management, etc.

London, England, Gb

Handled the licensing application and helped Checkout.com to be the first international company toobtain a Category II License of Retail Payment Services Card Scheme (RPSCS) Regulation from theCentral Bank of the UAE (CBUAE).Spearheaded the Category 4 licensing application (until withdrawn) with the Dubai Financial ServicesAuthority (DFSA) as Checkout's DFSA-approved Compliance Officer & MLRO.Collaborated with internal stakeholders to develop and implement essential policies and procedures,including AML Policy, Client Asset Policy and procedures, Data Protection Policy, Risk ManagementPolicy, Complaint Handling Policy, IT Policy, and Remuneration Policy, aligning with licensingrequirements.Actively participated in the licensing application (Major Payment Institution) process with the SaudiArabian Monetary Authority (SAMA) in the Kingdom of Saudi Arabia (KSA). Developed comprehensiveKSA Compliance documentation to ensure compliance with SAMA's licensing requirements.Facilitated the recruitment of a Compliance Manager for KSA to provide the necessary support forthe license submission.Engaged in the EMI (Electronic Money Institution) licensing process with the State Bank of Pakistan(SBP). Closely worked with the consultant to complete the application submission and obtained In-principal approval from SBP. Facilitated the recruitment of a Compliance Manager forPakistan to bolster support for the license submission.Ensure compliance operations (client onboarding; sanctions screening; transaction monitoring, AML training) processes are run smoothly and escalations are dealt with on time.Handled compliance enquiries from Schemes (Visa/Mastercard) and banking partners and ensured that the compliance processes at Checkout.com met their expectations.Closely coordinated with the group compliance team on various internal compliance projects and implementing good practices globally.

Dubai, Ae

Managed the compliance operation functions (Client Onboarding, Sanctions Screening, Transaction Monitoring & AML Investigations Teams). Ensure the team perform end-to-end Know Your Customer (KYC), Customer Due Diligence (CDD), Event-driven alerts, Enhanced Due Diligence (EDD), and Risk Assessment of clients (Bank/MSB/FinTech) globally. Review AML and Sanctions Questionnaires and ensure that remote and onsite audits on institutional clients are conducted periodically.Managed Regulatory Reporting Team to handle various country reportings like IFTI reporting with AUSTRAC in Australia, MTSS reporting with FIU in India, and Regulatory Outreach Program of Central Bank in UAE to ensure that these reports are submitted on time with utmost accuracy.Ensure periodical review of AML policies and procedures and are approved by the Board for proper dissemination to all employees.Management reports are prepared covering compliance operations and progress and are presented to the Board.Handling additional responsibility as FSRA-approved Dy. MLRO (category 3C license) in the Abu Dhabi Global Market (ADGM) between October 2018 and March 2020. Have good knowledge of the goAML system and the STR reporting in addition to ongoing responsibilities.

Dubai, Ae

- Responsible for ensuring that Financial Crimes Compliance (FCC) systems are operating in accordance with approved parameters and continue to be fit for purpose.- Migrated Watch List Filtering (WLF) Suspicious Activity Monitoring (SAM) & Customer Due Diligence (CDD) from proprietary tool to NICE Actimize application.- Managed regulatory lists of World-Check in real-time and batch instances for improved system performance and effective screening of customers/transactions. Hands-on experience in both Standard & Premium Plus versions of World-Check Data File.- Handle various compliance projects including integration with online KYC verification vendors.

Dubai, Ae

- Handle external audits, independent review by regulators and inspection by bankers.- Conduct periodic internal reviews or audits to ensure that compliance procedures are followed. Evaluate testing procedures to meet the specifications of compliance monitoring programs.

Abu Dhabi, Ae

- Monitor day to day transactions of the branch and collect relevant supporting documents (source of funds & purpose of remittance) for the identified suspicious cases.- Any transactions that circumvent the guidelines have been put on hold and upon identifying suspicion, the same has been reported to Head-Compliance in the form of an internal suspicious transaction report (STR).- Filing Large Volume Transactions reports (LVT), conduct sanity checks on customer’s KYC details captured in the system against KYC document, verify supporting documents collected for trade-related transactions.- Provide transactional documents required by Head-Compliance in connection with the External Audit and co-operate with the Internal Audit team.

Mba, Marketing & Finance

Bba (Bachelor Of Business Administration), Business Administration