Julio Lobo Email & Phone Number

29 years of extensive retail banking experience in progressive and result oriented senior management positions across in 3 leading banks namely Citibank NA, National bank of Kuwait & Kuwait Finance House. I see myself as a motivated senior business leader with broad general management experience in Retail Banking & Cards business with a proven track record of surpassing performance objectives across a broad range of disciplines and businesses within cost and timelines. Have a strong ability to identify, analyze and successfully capitalize on untapped, emerging and new business opportunities. In my last role as Chief Retail Banking Officer (Executive Vice President) I reported directly to the CEO. I believe in engaging and working cohesively with key stakeholders to develop, articulate and then execute strategic plans, fully recognizing the value of diversity, development and effective deployment of human capital within an organization. I have being extensively involved in systems selection & development to fulfill the increasing need of Digitalization & automation in retail banking. I am passionate about people, customers and corporate social responsibility.