After spending 12 years as a litigation attorney, I vowed to be different when I entered the financial services industry in 1999. My practice has been built on my mission to inspire and empower caring and responsible people to build and implement a customized, financial game-plan, giving them comfort in knowing that they will be OK, individually as a family or as a business, no matter what unexpected change life throws at them. Together we will:- Clarify and rectify common financial myths- Evaluate your current and alternative strategies to confirm what is right for you- Build and implement a financial strategy that will work under any circumstance- Better prepare you for some of life’s unexpected events- Help you to think strategically rather than product orientedRegistered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 160 GOULD STREET, SUITE 310, NEEDHAM MA, 02494, 781-4494402. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. The Bulfinch Group is not an affiliate or subsidiary of PAS or Guardian. Life insurance offered through The Bulfinch Group Insurance Agency, LLC, an affiliate of The Bulfinch Group, LLC. The Bulfinch Group, LLC is not licensed to sell insurance. Not practicing JD for Guardian or its subsidiaries or affiliates. CA Insurance License Number - 0I20874. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof. DG 2/7/22/COMPLIANCE:2024-5645/