Senior Auditor Retail Credit Risk
Current• Extensive usage of portfolio analytics and decision science in analysing portfolio trends including working knowledge of credit bureau analytics using PowerBI/Python/SQL analytics. • Review of Credit Risk Process Control from credit risk model to collection. Review of collections strategy (Debt Manager), credit model risk management reviews (annual reviews), Credit Cards account management, adjudication systems (E- IAP and Origination manager), Decision support systems (TRIAD/Probe) and end to end credit risk governance, risk appetite framework, stress testing. • Monitoring and reporting of regulatory risks (Canadá y Chile) and internal policy incidents.• Track performance & Deep Dive. Implementation of a preventive Risk assessment program through Continuous Auditing.
